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Waters Outlines Agenda in First Policy Speech as Committee Chairwoman

NNPA NEWSWIRE — “…Millions of families that rely on HUD rental assistance programs are perilously close to losing their homes due to projected lapses in funding. What’s more, it was recently reported that HUD, under Secretary Carson’s leadership, has failed to follow its own contingency plan, and as a result 1,150 project-based rental assistance contracts have expired, with hundreds more hanging in the balance if this shutdown does not end.”

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Congresswoman Maxine Waters (D-CA), Chairwoman of the House Committee on Financial Services, delivered the attached remarks during her first policy speech in the 116th Congress.

WASHINGTON — Congresswoman Maxine Waters (D-CA), Chairwoman of the House Committee on Financial Services, delivered the following remarks during her first policy speech in the 116th Congress:

As Prepared for Delivery

Thank you for the very warm welcome, and to the Center for American Progress for holding this event. CAP’s research and policy work are highly respected and a valued resource for Members of Congress and our staffs. I am very pleased to be here with you today to discuss the new Congress and my priorities as Chairwoman of the House Financial Services Committee.

I am deeply honored to have been selected by my colleagues to become the first woman and the first African American to serve as Chair of the Financial Services Committee.  I have served on the Committee since 1991, and since 1995, I have served as Ranking Member or Chairwoman of every Subcommittee under the Committee’s jurisdiction, and have taken on important issues on behalf of consumers, investors, and vulnerable families.

So, I consider it a privilege to hold the gavel, and I am looking forward to working with my colleagues on the Committee on the many critical issues we are responsible for.

Trump Shutdown

Now, given the current circumstances in Washington, I would first like to address the shutdown and its impact on the important programs under the Financial Services Committee’s jurisdiction. We are now in the midst of the longest government shutdown in history – all because this President is throwing a tantrum about a senseless border wall.

The Trump shutdown is harming hardworking Americans and our financial markets. The shutdown has all but closed the doors of the Securities and Exchange Commission (SEC), which is Wall Street’s cop on the block. As a result of the shutdown, the SEC is unable to carry out most enforcement actions against bad actors.  Businesses planning to enter the stock market for the first time through an Initial Public Offering (IPO) may also be delayed because the SEC cannot approve their documents, harming American entrepreneurs and job creation.

The shutdown also has a serious impact on critical housing programs. 95% of the Department of Housing and Urban Development’s staff has been furloughed. Millions of families that rely on HUD rental assistance programs are perilously close to losing their homes due to projected lapses in funding. What’s more, it was recently reported that HUD, under Secretary Carson’s leadership, has failed to follow its own contingency plan, and as a result 1,150 project-based rental assistance contracts have expired, with hundreds more hanging in the balance if this shutdown does not end.

Families aspiring to the American dream of homeownership may have their Federal Housing Administration (FHA) or rural housing loans delayed or be unable to close on their loans during the shutdown.

And in rural communities, very low-income, elderly homeowners who rely on HUD grants and loans to address health and safety hazards may not receive disbursements and as a result, may be forced to live in dangerous conditions.

These are just a few examples of the serious ways that this shutdown is harming American families and businesses. This shutdown must end immediately. I call on Republicans in Congress to join with us and put a stop to it and open the government so that we can put an end to all of the harm that this shutdown is causing.

The Consumer Financial Protection Bureau and Financial Regulation

An ongoing priority for me is ensuring that we have a strong Consumer Financial Protection Bureau and strong financial regulation that protects consumers, investors and our economy.

Let’s talk about why the Consumer Bureau is so important.  We all remember how devastating the financial crisis was: 11 million Americans lost their homes, $13 trillion in wealth was lost, nearly 9 million Americans lost their jobs, and the unemployment rate hit 10 percent. It was catastrophic for communities across the country. The crisis was a result of Wall Street running amok, with abusive institutions peddling toxic products like no-doc loans, interest-only mortgages, and other predatory products, with no agency responsible for prioritizing consumer protection. Ultimately, the economy was sent tumbling into the abyss.

In response, Democrats crafted the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve accountability in the financial system and protect consumers, investors, and the economy from abusive Wall Street practices. As the centerpiece of that law, we created the Consumer Financial Protection Bureau, which is the only federal agency solely dedicated to protecting consumers from being ripped off by financial firms.

Under former Director Richard Cordray, the Consumer Bureau returned $12 billion to more than 30 million harmed consumers; handled over 1.3 million consumer complaints about financial institutions; implemented much needed rules on mortgages, prepaid cards, payday loans, and auto title loans; required clear disclosures from financial institutions; and, provided consumers with easy-to-understand materials to empower them to make the best decisions.

But Congressional Republicans and the Trump Administration have been determined to undermine and destroy the Consumer Bureau. Trump installed Mick Mulvaney, his budget director, to serve as Acting Director of the Consumer Bureau, and during his tenure, Mulvaney made it a priority to dismantle the Consumer Bureau from within. To name just a few of his actions, Mulvaney fired all members of the Consumer Advisory Board and requested zero dollars in operating funds for the Consumer Bureau from the Federal Reserve. He also created an Office of Cost Benefit Analysis as a way to internally block important regulations under the guise of cost benefit analysis.

He also moved to strip the Consumer Bureau’s Office of Fair Lending and Equal Opportunity of its enforcement and supervisory authority. But that’s not all. Mulvaney closed the Office of Students and Young Consumers at a time when 44 million student borrowers collectively carry over $1.5 trillion in student loan debt. He also helped out payday lenders. For example, he withdrew a lawsuit against a group of deceptive payday lenders who allegedly failed to disclose the true cost of loans, which carried interest rates as high as 950 percent a year.

Now, Kathy Kraninger was confirmed as the new Director in December, and we will see what she does.  Mulvaney has since moved on to become this President’s Acting Chief of Staff. But I’ve written to Mr. Mulvaney to inform him that while his time running the Consumer Bureau may be over, the time for accountability for his actions is about to begin.

This Congress, I am going to be working diligently to undo the damage that Mulvaney has wrought during his time at the Consumer Bureau. I have a bill, the Consumers First Act, that reverses many of his known harmful actions, which I will soon be reintroducing.

But it’s not just Mick Mulvaney who I will be paying attention to. I will be keeping a watchful eye on all of the financial regulators to make sure that they are carrying out their statutory duties, including holding bad actors accountable, and promoting financial stability.

As we saw during the 2008 financial crisis, large Wall Street banks that aren’t subject to strong oversight and safeguards to protect our economy can do a lot of damage, and so in Dodd-Frank we put in place robust reforms for our largest and most complex financial institutions, including increased capital, reduced leverage, improved liquidity, vigorous stress testing, and thorough living wills, all designed to improve financial stability.  Dodd-Frank established the Financial Stability Oversight Council to eliminate regulatory gaps and improve oversight of the entire financial system, including shadow banking.  Dodd-Frank also established the Volcker Rule to ensure that big banks don’t gamble away their customers’ deposits. All of these reforms were designed to help prevent a future financial crisis. The Committee will be paying close attention to whether financial regulators try to weaken these important reforms, and keeping an eye on the big banks and their activities, including by holding many hearings.

Regulators also need to address the evolving financial marketplace appropriately. One emerging area the Financial Services Committee will be paying very close attention to is the growth of financial technology, or so-called “fintech” firms. As Americans are banking and accessing credit in new ways, it is important that we encourage responsible innovation with the appropriate safeguards in place to protect consumers and without displacing community banks and credit unions. I have great hopes that fintech firms can open up opportunities for those who have been excluded from access to responsible credit, but I strongly believe that there must be strong protections for consumers of these financial products, and that abusive payday lending practices must not be allowed. As the fintech sector grows, there are opportunities for unmet credit needs to be addressed, as well as risks that minority communities may be preyed upon or discriminated against by some of these companies. So we will be closely examining these issues in Committee to make sure that our regulators eliminate the risks, and meet the opportunities.

Credit reporting is another issue I will be scrutinizing. In the wake of the Equifax data breach, it’s absolutely critical for Congress to reform the nation’s credit reporting system. We need to shift the burden of removing mistakes from credit reports onto the credit bureaus and furnishers, and away from consumers. We also need to place limits on credit checks for employment purposes, reduce the time period that negative items stay on credit reports, and make other reforms to fix the serious problems with the credit reporting sector.  For the sake of consumers across the country, credit reporting needs a comprehensive overhaul.

Housing

A very important issue we will be bringing renewed attention to in the Financial Services Committee is housing.

This country is experiencing a housing affordability and homelessness crisis. Today, there are over half a million people experiencing homelessness here in the richest country in the world, over one-fifth of whom are children. This includes veterans who we failed to support when they returned home after serving our country, women fleeing domestic violence, people who have left prison after serving their debt to society, and people who have simply fallen on hard times. It is simply shameful, and Congress has a responsibility to act.

To tackle the homelessness crisis, Congress needs to provide a surge of funding and resources. Just as Congress puts billions of dollars into defense spending, we must provide the funding necessary to ensure that all Americans have access to safe, decent and affordable housing.

So I will soon be reintroducing my bill, the Ending Homelessness Act, which would help to ensure that every American has a safe, decent, and affordable place to call home. The bill provides $13.27 billion in new funding over five years to federal programs and initiatives to prevent homelessness.

In addition, we will be holding Committee hearings on homelessness and important housing issues that have gone ignored during the last Congress, in order to elevate housing issues into a national discussion and present proactive solutions and remedies.

The Committee also has a responsibility to look at our housing finance system and address the fates of Fannie Mae and Freddie Mac, the government sponsored enterprises. The GSEs have been in government conservatorship for more than a decade.

Contrary to Republican claims, Fannie Mae and Freddie Mac did not cause the financial crisis. The Financial Crisis Inquiry Commission and others have made that clear. The financial crisis was driven by predatory lending, the private market packaging those toxic, risky loans into securities and then selling those securities to unsuspecting investors. Fannie and Freddie did not drive those actions, but the events that transpired during the crisis made clear the need for their reform. When it comes to housing finance reform, I have advocated for core principles that I believe should be part of legislative efforts to address the future of housing finance reform. The principles include:

  • maintaining access to the 30-year fixed rate mortgage;
  • ensuring sufficient private capital is in place to protect taxpayers;
  • providing stability and liquidity so that we can withstand any future financial crisis;
  • ensuring a smooth transition to a new finance system;
  • requiring transparency and standardization in a way that ensures a level playing field for all financial institutions, especially credit unions and community banks;
  • maintaining access for all qualified borrowers that can sustain homeownership and serving homeowners of the future; and
  • ensuring access to affordable rental housing.

It is particularly important to ensure that underserved borrowers and communities are not overlooked. This means housing finance reform will need to include a comprehensive strategy around access to affordable mortgage credit, as well as access to affordable rental housing.

Also important for housing access is the rigorous enforcement of our fair housing laws. Unfortunately, our fight to make progress on fair housing has become much more challenging under the Trump Administration. Let’s not forget that President Trump himself was sued by the government for serious violations of the Fair Housing Act. Under Trump’s leadership, the affirmatively furthering fair housing mandate under the Fair Housing Act was badly undercut when Secretary Carson halted implementation of the Obama administration’s affirmatively furthering fair housing rule. In fact, Secretary Carson once likened the rule to a “failed social experiment.” Secretary Carson has also reportedly proposed taking the words “free from discrimination” out of HUD’s mission statement. He also reportedly halted several fair housing investigations, and sidelined top advisors in HUD’s Office of Fair Housing Enforcement. These are unprecedented attacks on fair housing that we will not stand for.

To that end, in addition to conducting robust oversight of the Trump Administration’s activities at HUD, I will be reintroducing the Restoring Fair Housing Protections Act, my bill to reverse the harmful steps taken by Secretary Carson and the Trump Administration to undermine fair housing. I promise to continue to stand up for fair housing opportunities for all people.

Diversity and Inclusion

Another very important issue that I am going to continue to work on as Chairwoman is diversity and inclusion. As a nation, we are becoming increasingly diverse, racially and ethnically. The U.S. Census Bureau estimates that more than half of all Americans will belong to a minority group by the year 2044. At the same time, there is a growing body of research showing a connection between the level of diversity at a company and the strength of its financial performance. Despite these facts, the Government Accountability Office (GAO) has found a continued trend of low representation of minorities and women in the financial services industry.

Minorities and women have particularly low representation at the senior management levels within the financial services industry. This needs to change. Diverse representation in these institutions, and particularly at the management level, is essential to ensure that all consumers have fair access to credit, capital and banking and financial services.

Now, as many of you know, I believe that it is essential to promote better workforce and supplier diversity. I am one of the proud authors of Section 1116 of the Housing and Economic Recovery Act and Section 342 of the Dodd-Frank Act. Together, these provisions direct most of the federal financial services agencies to create Offices of Minority and Women Inclusion, which we refer to as “OMWIs.” OMWIs have the important responsibility of overseeing all diversity matters in management, employment, and business activities at their agencies.  The creation of these offices was a major step forward. But, we all know that laws that promote racial, ethnic, and gender equality are only as strong as the implementation and enforcement of those laws. And congressional oversight is essential to ensure that implementation and enforcement are strong.

So I am very pleased and very proud to announce that I will be creating a Subcommittee on Diversity and Inclusion. The Subcommittee will be the first in its kind in Congress, dedicated to looking at diversity and inclusion issues under the Committee’s jurisdiction.

International Affairs 

Turning to the international jurisdiction of the Committee, I plan to focus on the important work of the World Bank and the regional development banks in ending global poverty. We have in the past worked in a bipartisan fashion to support the International Monetary Fund or IMF in times of crisis, at the same time that we pressed the Fund to pay more attention to the social dimension of problems when decisions about economic assistance are made. While the spirit of cooperation on issues related to global economic governance in Congress has been lacking, I am optimistic that this Congress will see renewed bipartisan attention.

Under my leadership, the Financial Services Committee will ensure that accountability and effectiveness at the international financial institutions remain strong, that broad public debate about the IMF’s and the multilateral development banks’ policies remains active, and that the international interests of poverty alleviation, growth, and economic stability continue to be advanced.

Sanctions 

Another area that I hope will be bipartisan is the issue of protecting American interests and democratic institutions from assault both internally and from abroad.  This brings me to the issue of U.S. sanctions against Russia for its hostile actions and its efforts to undermine the U.S. presidential election.

I believe the Administration’s approach to Russia sanctions has been haphazard and weak, as well as inconsistent with its approach to sanctions imposed on other countries, such as Iran.

I am very concerned about the Treasury Department’s recent actions to lift sanctions on businesses connected to Oleg Deripaska.  Deripaska is a Russian oligarch with close ties to Vladimir Putin, who also has a history with Paul Manafort, former Trump campaign chairman who has been convicted of serious financial crimes uncovered as a result of Special Counsel Mueller’s investigation into Russian interference in the last presidential election.

What’s more, Deripaska has faced numerous allegations of criminal activity and was cited by the Treasury Department in April as saying he does not separate himself from the Russian state.

I believe the delisting agreement for Deripaska’s companies is too favorable to Deripaska, including by allowing him to benefit from potentially tens of millions of dollars in debt forgiveness by transferring some of his shares to a Russian bank to satisfy debts that Deripaska owes that bank.  I also don’t believe Deripaska should be allowed to retain any influence or level of control over these companies.

I look forward to working with my colleagues in both chambers and across the aisle to closely monitor all further developments on Russia sanctions, to hold the Administration accountable for its actions in this area, and to ensure that the strongest possible sanctions against Russia are implemented and remain in place.

Bipartisanship

I would like to take a few minutes to address how I will approach working with my colleagues on the other side of the aisle as Chairwoman. Throughout my career, I have looked for opportunities to build consensus and work across the aisle on commonsense solutions to benefit hardworking Americans.

As Chairwoman I will continue to find areas where we can all work together. Ranking Member McHenry and I have a relationship, and just last Congress we worked together on several bills: the Fix Crowdfunding Act, to boost crowdfunding and enhance investor protections, and the Supporting America’s Innovators Act, to make it easier for more angel investors to finance startup companies and small businesses. The Supporting America’s Innovators Act became law.

Previously, we also worked together on the Promoting Transparent Standards for Corporate Insiders Act, a bill to limit the ability of corporate insiders to illegally trade on non-public information. I am very pleased to announce that Ranking Member McHenry and I are reintroducing the Promoting Transparent Standards for Corporate Insiders Act together.

So I am very hopeful that we will be able to get some good bipartisan work done in Committee. Some of the big issues we are going to try to work on a bipartisan basis include long-term reauthorization and reform of the National Flood Insurance Program (NFIP), Terrorism Risk Insurance (TRIA), and the reauthorization of the job-creating Export-Import Bank.

And so, it is a new day in Congress and for the Financial Services Committee.

As Chairwoman, I will continue to work every day to create opportunities for hardworking Americans, ensure fairness, and protect the economic wellbeing of all Americans. I will also continue to hold this Administration and its appointees accountable.

Thank you again to the Center for American Progress for having me today!

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Black History

Learn Black History and Win Your Next Game Night

INDIANAPOLIS RECORDER — Dr. Maxine Bryant, a culture keeper and professor, is combatting book bans and historical inaccuracies through the launch of GriotSpeaks: The Game. The new board game is designed to celebrate the African diaspora by incorporating elements of geography, literature, music, and the Gullah Geechee culture.

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Learn Black History and Win Your Next Game Night

Maxine Bryant, Ph.D., creator and founder GriotSpeaks, is sharing the history of the African diaspora through her new board game.

Bryant often quotes the African proverb: “Until the lion tells the story, the hunter will always be the hero.” She said for the hunter has been telling the story of the African diaspora for “far too long.”

The game is based in African culture. The spaces on the board feature the countries of the African diaspora and it uses gold bars and cowrie shells as currency while special game spaces showcase symbols such as the Sankofa bird, a pyramid and an Ankh.

Bryant, a culture keeper and educator, created the game to add a bit of fun to her ongoing mission of dispelling myths and sharing accurate history. She used the history lessons she taught over the years as the foundation for the game’s trivia questions. Bryant said she is even more motivated to correct the inaccurate narratives due to recent book bans and efforts to minimize or omit the contributions of Black people.

“We can’t tell our story if we don’t know our story,” Bryant said.

History buffs may start the game with a slight advantage, but even players with limited knowledge have a chance to win with some strategic play. During one game demonstration, she said, an 11-year-old beat her with the clever use of one of the game’s wild cards.

Bryant’s goal is for people to learn new information while having a good time with one another. She sat down with the Recorder to share her inspiration for the game and how she hopes it will influence the culture.

This interview has been edited for length and clarity.

What was the inspiration for creating a game?

Maxine Bryant, Ph.D.

Maxine Bryant: In all honesty, God gave me the vision for the game.

I put that board game together the way God showed me in in this vision, if you will, it was to be educational, informative, and entertaining. And so, I knew I wanted it to encompass all of the diaspora and with the educational part of it. Since I am a professor, it needed to encompass the critical areas of our history.

So, it’s geography; it’s the resistance, the protest — all of that. It’s … literature, music, the Gullah Geechee culture, storytelling, the whole gamut, and then Black people.

What are some of the things people are surprised to finally learn while playing the game?

Bryant: The genius of Black people.

Many people know Madam C.J. Walker, although I’m finding out that not everybody does. But one of the questions (asks about) who invented the hot comb? Everybody thinks Madam C.J. Walker, but no, that was not her thing. Her thing was hair care and strengthening hair. It was a man (Walter H. Sammons) who created the hot comb. So, people are amazed at what they’re learning.

How do you hope that this new knowledge helps people see the world?

Bryant: So, what I hope people learn is our true history, the history of our struggle, and our resistance, the history of our greatness, and information about our culture. That positions us then to be able to stand tall in knowledge of self.

One of the things I wholeheartedly believe in is that little Black boys and little Black girls who grow up with the message that you are nothing because you are Black … it’s easy for me to take you out. But if I look at you and I know that you’re great and I’m great, I may just have a different kind of level of respect for you.

I think that having a sense of self can impact how I look at myself and how I look at people who look like me.

Is there anything else you want to share?

Bryant: In my mind, this game is a must-have. It is so unique. Now, within the culture, we have trivia games and usually they’re trivia about sports or about entertainment and some about history, right? And usually, it pertains to people in the United States or events in the United States, culture in the United States.

This game contains movement around a physical board like Monopoly, but it also encompasses the entire African diaspora so it’s not just the United States. People who played this game tell me … they’ve never seen anything like it.

GriotSpeaks: The Game is best suited for players 17 and older. The game is available for purchase through Amazon or at the GriotSpeaks website.

Contact Editor-in-Chief Camike Jones at 317-762-7850.

The post Learn Black history and win your next game night appeared first on Indianapolis Recorder.

Based on reporting by Indianapolis Recorder.



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Black History

Five Hospitals Said No! Who Will Help Annette Henry Recover?

Annette Henry, a 67-year-old Oakland woman, is struggling to access essential medical care after a devastating stroke left her with a rare neuropathic pain syndrome. Despite medical documentation confirming her need for inpatient rehabilitation, five different Bay Area hospitals have denied her admission, often citing her inability to meet rigid therapy thresholds. Her family’s efforts to seek intervention from state and federal lawmakers have yielded no results, leaving Henry at home without a clear path to recovery. To see how these systemic failures are impacting her health, read more.

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Annette Henry. Photo by Mario Decuir.
Annette Henry. Photo by Mario Decuir.

A tangle of red tape and contradictions between health providers and Medicare rules have impeded an Oakland woman’s ability to recover from a stroke she had last year.

Her family – who are her caretakers – have reached out to various professionals and state and federal lawmakers for help to no avail.

At 67, Annette Henry needs inpatient stroke rehabilitation after a devastating stroke in May 2025. Since then, multiple Bay Area hospitals have denied it. She was accepted into a rehabilitation facility in June 2025 but discharged prematurely in July, in essentially the same condition.

Three hospitals where she was a patient pushed skilled nursing over inpatient rehabilitation. Two more declined referrals.

Now at home, Henry is caught in a system that measures her need for treatment against the limitations treatment should address.

Medical professionals have documented her need for a higher level of care.

In August 2025, a Medicare Quality Improvement Organization (QIO) overturned Henry’s discharge from an inpatient rehabilitation facility (IRF).

The QIO’s independent physician reviewer found she had not received the “intensive therapy program outlined on admission,” according to the Aug. 30, 2025, determination letter. Yet the decision did not secure her readmission or guarantee continued rehabilitation.

Henry has central post-stroke pain, a rare neuropathic pain syndrome that can make movement and touch intensely painful. Her pain specialist recommended inpatient rehabilitation alongside pain management.

Nevertheless, facilities have cited her inability to tolerate three hours of daily therapy as a reason to deny inpatient rehabilitation.

That practice raises questions about Medicare coverage policy. In Hooper v. Sullivan, No. H-80-99 (D. Conn. 1989), the court recorded the parties’ agreement that denials based on numerical utilization screens, diagnostic screens, treatment norms, the “three-hour rule,” or other “rules of thumb” were not appropriate.

CMS subsequently cited Hooper in its Aug. 7, 2009, final rule (74 Fed. Reg. 39762, 39794). The policy is also addressed in the Medicare Benefit Policy Manual, Chapter 1, Section 110, and CMS’s June 1 Review Choice Demonstration for IRF Services: Operational Guide.

These authorities underscore the need for individualized assessments rather than rigid numerical thresholds.

The central contradiction is stark: the pain and disability that make rehabilitation necessary have been cited as reasons to deny it. UCSF Stanyan’s April 7 discharge summary for Henry states that acute rehabilitation unit (ARU) placement was declined for “inability to tolerate three hours of therapy daily.” Without appropriate treatment, Henry risks further decline.

Her records document complications associated with prolonged immobility.

Orthopedics documented flexion contractures of the small and ring fingers on March 19.

Chest imaging on April 1 showed bibasilar dependent atelectasis, a condition involving reduced inflation of the lower portions of both lungs. These concerns can be examined through her medical records and photographs.

“What does a ‘not reasonable’ discharge look like?” her family asks. For them, it looks like an appeal decision recognizing a problem without ensuring a remedy: repeated referrals, denials and a patient still without the rehabilitation her treating professionals have recommended.

The family has sought help from the California Department of Public Health and the federal Office for Civil Rights to no avail. They contacted U.S. Rep. Lateefah Simon in June 2025, while Henry was in rehabilitation; Senator Alex Padilla in May 2026; and Senator Adam Schiff in September 2026.

DeCuir says the family received no meaningful assistance and was redirected to the QIO or advised working with a social worker after Henry had already been discharged.

The consequences extend beyond rehabilitation. The family reports that Henry has struggled to attend in-person specialist or any appointments and needs in-person evaluation and treatment for complications, recommended evaluations, health screenings and preventive care.

Her mobility limitations have become barriers to broader medical care.  Every office tells her their office is not set up to accommodate her.  This has happened with specialty care, out-patient services, screenings and physical therapy.

Henry is a Black woman on Medicare, and her family believes her experience raises concerns about unequal access to intensive rehabilitation. Research has documented disparities in discharge to inpatient rehabilitation rather than skilled nursing, underscoring the importance of individualized review.

CMS, state regulators and healthcare providers should examine Henry’s records, assess her needs on their clinical merits and explain how the applicable coverage standards were applied, and whether they are being enforced.

Rehabilitation is not a reward for patients who can already tolerate treatment. It is care intended to help people recover function. Henry’s case asks whether a system designed to support recovery can leave a patient without a path to it.

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Black History

From Backyard Grilling to Jack London Square: Jamale Carlyle’s Chicken Wing Success Story

Jamale Carlyle turned a backyard hobby into a flourishing business after using grilling to cope with the loss of his mother and sister. The former corporate executive and CPA transitioned from a twenty-year career in the power industry to selling chicken wings at farmers’ markets in Tracy and Oakland. Following immediate success and viral social media attention, Carlyle opened two permanent storefronts and established a charitable partnership to support local youth. His journey highlights a unique path from internal auditing to community entrepreneurship. Read more.

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Jamale Carlyle had a long career working for power companies before embarking making his grilling hobby into a business. Courtesy photo.
Jamale Carlyle had a long career working for power companies before embarking making his grilling hobby into a business. Courtesy photo.

For Jamale Carlyle, what began as a way to cope with personal loss has grown into a thriving chicken wing business with locations in Tracy and Oakland’s Jack London Square.

Raised in Los Angeles, Carlyle remains a southern kid at heart, guided by the values and principles instilled in him growing up. In 2020, he lost his sister, and two months later, his mother passed away. The losses left him grieving half of his immediate family and searching for a way forward.

He turned to God, and to two favorite pastimes: grilling chicken wings and deep sea fishing. Friends who gathered in his backyard encouraged him to turn his chicken wings into a business.

Carlyle had built a successful corporate career before becoming an entrepreneur. An economics graduate of the University of California, Irvine, he earned a master’s degree in accounting from the University of Southern California and became a certified public accountant (CPA).

He spent more than 20 years in the power industry, including working for Edison International in Los Angeles and Boston. He later joined JP Energy Partners in Dallas, helping its team take the company public.

After moving to San Francisco in 2016, Carlyle spent 10 years with Pattern Energy, a wind energy company, where he served as vice president of Internal Audit and took on numerous corporate responsibilities.

But in 2025, grilling became more than a hobby. Carlyle began selling his wings at farmers’ markets, initially dedicating four hours every Saturday. Nervous about his first outing in Tracy, he wondered whether his friends had simply been encouraging. Instead, he sold out on opening day.

He later brought his business to Jack London Square’s Farmers Market, where he again sold out on his first day. As demand grew, he expanded into catering before opening his Tracy storefront in May 2026 and his Jack London Square location in July.

Social media helped fuel the momentum. In Tracy, enthusiastic reviews on the community’s Rants and Raves Facebook page brought customers through the door. His Jack London Square debut also gained traction online, generating approximately 100,000 views on social media on his on opening day.

Still processing the rapid growth, Carlyle describes the business as something that began in his backyard as a stress reliever and became an unexpected calling, and a way of giving back.

“Giving back” has led to a partnership with Mike Jenkins, owner of Oakland Strong, a nonprofit gym known for Olympic style weight lifting and developing national and international champions. After Jenkins visited Carlyle’s store with members of his team, Carlyle returned the visit, and the two began discussing ways to partner to support the community.

“I’m really big on charity. I believe in giving back to the community,” Carlyle said. “I knew before I opened my store, I’d be doing something like this, this is what God wants me to do.”

Their collaboration will introduce the “Oakland Strong Bowl,” featuring 10 dry-rub Cajun wings and a vegetable-rice bowl for $17.99, with $2 from each purchase donated to the Oakland Strong Foundation. The initiative is expected to launch in early November.

“This builds community in Oakland and Jack London Square,” Carlyle said.

Looking ahead, Carlyle plans to expand the menu with chicken thighs, chicken tacos and additional sides. He is also pursuing a liquor license to create a destination where customers can enjoy wings while watching sports.

For now, he is focused on growing his two locations. But with customers embracing his food and his commitment to giving back, Carlyle sees the possibility of bringing his chicken wings to more communities throughout the Bay Area.

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Black Press

SEIU Local 1000 and State of California Will Continue to Negotiate New Labor Contract

Thousands of California state employees represented by SEIU Local 1000 recently staged a one-day walkout to protest stalled contract negotiations with Governor Gavin Newsom’s administration. The union, which represents approximately 100,000 public workers, is demanding a 20% wage increase over three years and an end to mandatory four-day in-person work requirements. While the initial strike has concluded, union leadership warns that further demonstrations are likely if the state continues to reject their demands for better pay and telework flexibility. Negotiations are expected to continue as both sides seek a resolution. Read more.

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California state workers staged a one-day strike Oct. 21 to protest alleged unfair labor practices and stalled contract negotiations over wages, remote work requirements and health care costs. The workers' previous contract expired June 30. CBM photo by Antonio Ray Harvey.
California state workers staged a one-day strike Oct. 21 to protest alleged unfair labor practices and stalled contract negotiations over wages, remote work requirements and health care costs. The workers' previous contract expired June 30. CBM photo by Antonio Ray Harvey.

After the Service Employees International Union (SEIU) Local 1000 labor contract expired June 30 and talks with Gov. Gavin Newsom’s administration stalled, the union stepped up its efforts to secure a new agreement, saying its demands had gone unheeded. 

On Oct. 21, thousands of state employees represented by SEIU Local 1000 staged a one-day walkout to protest alleged unfair labor practices during negotiations with Gov. Gavin Newsom’s administration. 

Although the strike has ended, SEIU Local 1000 President Anica Walls said further demonstrations or an expanded strike are highly likely if contract negotiations remain stalled. The union represents approximately 100,000 public employees statewide. 

“We are out here because our jobs matter,” Wells said. “If they continue to refuse to bargain with us in good faith, we are prepared to escalate.” 

Sen. Lola Smallwood-Cuevas (D-Los Angeles) expressed support for SEIU Local 1000’s labor action in an Instagram post, emphasizing the importance of fair treatment for workers. 

“I stand in complete solidarity with SEIU Local 1000,” Smallwood-Cuevas stated. “More than 100,000 state workers they represent are on strike today fighting for good-faith bargaining, fair treatment, and a contract that reflects the value of the essential public services they provide every day—all things that should be a given for the workers our state relies on the most.” 

Smallwood-Cuevas, a member of the California Legislative Black Caucus (CLBC) added, “When California’s workers hold the line, the whole nation pays attention.” 

According to union representatives, SEIU Local 1000 is seeking a contract that addresses rising living costs and provides greater workplace flexibility. The union is demanding a 20% wage increase over three years and an end to Gov. Gavin Newsom’s requirement that state employees work in person four days a week.

The union is also seeking increased state contributions toward employee health care benefits to reduce workers’ out-of-pocket costs. 

On Sept. 18, Newsom vetoed Assembly Bill 1729, authored by Assemblymember Alex Lee (D-San Jose), which sought to expand telework opportunities for state employees. 

The bill would have required state agencies to offer telework options or provide written justifications for requiring employees to work in person. Supporters argued that telework could save taxpayers approximately $225 million annually by reducing office space and parking costs while lowering vehicle emissions and improving employee retention. 

Newsom said the legislation would limit state departments’ flexibility to manage their workforces and evaluate telework exemptions individually. He has also emphasized the benefits of in-person collaboration. 

“I want people to come back to work, reengage, rediscover, collaborate, coordinate, develop relationships, friendships, and fall in love,” Newsom said in July. “You get three-day weekends. Four years ago, that would’ve been a triumph. Now it’s a burden.” 

Union organizers described the Oct. 21 walkout as a one-day unfair labor practice strike, rather than an indefinite work stoppage. The action was intended to demonstrate solidarity and increase pressure on the state during negotiations. 

SEIU Local 1000 has been without a contract since its previous three-year agreement expired June 30. Negotiations are expected to resume.

Responding to the statewide walkout, the California Department of Human Resources (CalHR) said it “remains focused on achieving a fair and responsible agreement with SEIU Local 1000 and continues to be available at the bargaining table.” 

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AG Bonta Announces Action on Cryptocurrency, Sextortion Fraud – Increasingly Targeting Gen-Z

California Attorney General Rob Bonta is warning residents about a surge in cryptocurrency fraud and online sextortion schemes that increasingly target Gen Z through social media platforms. With internet-based scams costing Americans nearly $21 billion in 2023, Bonta highlighted how artificial intelligence and deepfakes allow criminals to impersonate loved ones and promote fraudulent investment groups. The Attorney General’s Office has already shut down over 100 fraudulent websites and is now utilizing new legislative tools to recover assets for victims. Read more.

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iStock.

California Attorney General Rob Bonta warned residents about rising cryptocurrency fraud and online sextortion scams, urging Californians to recognize warning signs and protect themselves as scammers increasingly target younger people through social media.

Speaking at a news conference on Oct. 19, Bonta said Americans lost $20.9 billion to internet-based scams in 2025, including $11.4 billion to cryptocurrency scams. He said artificial intelligence, deepfakes, and malicious smart contracts have made fraud easier to carry out and more difficult to detect and prevent.

While older Californians remain targets, Bonta said his office has seen a sharp rise in reports of Gen Z consumers being targeted on platforms such as Twitch, TikTok, and Instagram.

One growing scheme involves so-called rug-pull scams, in which fraudsters promote low-priced stocks or volatile cryptocurrencies through online investment groups and streaming communities. After generating interest and driving up prices, scammers sell their holdings, causing values to collapse and leaving investors with losses.

Bonta also warned about sextortion, in which scammers trick or coerce victims into sharing explicit images before threatening to distribute them to friends and family unless they pay. He advised victims not to give in to demands, saying scammers often do not release the images when victims refuse to pay. Instead, he recommended ignoring and blocking the perpetrators.

Another scheme, known as recovery fraud, targets people who have already lost money to cryptocurrency scams. Fraudsters impersonate blockchain recovery specialists or law enforcement officials and demand additional payments while promising to recover stolen assets.

Bonta urged Californians to be skeptical of promises of large returns on small investments, fake cryptocurrencies resembling established ones, and celebrity endorsements that may have been generated using artificial intelligence. He also warned that scammers can use AI to impersonate loved ones through manipulated video and audio.

“Never use a crypto ATM,” Bonta said, emphasizing that transactions can be difficult to trace and reverse and that the machines lack adequate consumer protections.

His office has shut down more than 100 fraudulent websites over the past two years that collectively scammed victims out of at least $8.3 million, he said.

Bonta also highlighted Senate Bill 1208, which he said was recently signed into law. The measure allows law enforcement to petition a court to return seized cryptocurrency to victims, including when alleged perpetrators are outside U.S. jurisdiction.

Residents who have fallen victim to scams can report them to the California Department of Justice at oag.ca.gov/report.

Bonta also urged victims not to feel embarrassed, stressing that scammers are responsible for the harm they cause.

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Black Press

21st Annual Taste of Soul: California’s Largest Black Street Festival Comes Alive With Culture, Music and Connections

The 21st annual Taste of Soul Family Festival drew over 300,000 attendees to South Los Angeles for a massive celebration of Black culture, food, and music. Spanning the Crenshaw Boulevard corridor, the free event featured roughly 350 vendors, offering everything from Southern cuisine to professional health services and job recruitment opportunities. While headlining musical acts performed across three stages, the festival also served as a vital platform for small business entrepreneurs to reach a vast audience. Organizers are now addressing reports regarding several incidents that occurred during the festivities. Read more.

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INSIDE Danny Bakewell Sr. (left) and Pamela Bakewell (right), longtime community leaders and organizers of the Taste of Soul Family Festival in Los Angeles.
INSIDE Danny Bakewell Sr. (left) and Pamela Bakewell (right), longtime community leaders and organizers of the Taste of Soul Family Festival in Los Angeles.

The 21st annual Taste of Soul Family Festival brought hundreds of thousands to Crenshaw Boulevard in South Los Angeles on Oct. 17 for food, music and a celebration of Black culture. Visitors could shop with small businesses, enjoy live music performances, speak with health professionals and learn about job opportunities. 

Presented by Bakewell Media and the Los Angeles Sentinel, the free festival stretched along the corridor from Stocker Street to Obama Boulevard. The Sentinel estimated attendance at more than 300,000. The day also marked founder Danny J. Bakewell Sr.’s 80th birthday. 

“We call it a party with a purpose,” Pam Bakewell, the founder’s sister and a longtime festival organizer, told California Black Media (CBM). 

The enticing aromas of barbecue, fried chicken and catfish filled the air as food vendors served up a tempting array of Southern favorites, including cobbler and other desserts. Vendors also offered clothing, jewelry, books and beauty products. About 350 vendors and sponsors participated, including approximately 80 food vendors, Bakewell said. Businesses came from across Southern California and as far away as Chicago and Atlanta.

“In one day, an entrepreneur has the opportunity to showcase their business to hundreds of thousands of people,” Danny J. Bakewell Jr., president of the Sentinel. 

Chase offered vendors training in marketing and financial management, followed by a reception.

Experienced vendors also helped newcomers. Pam Bakewell cited Cobbler King, a longtime participant who shares lessons from his early festivals about preparing for crowds and building a business. 

“We want everybody to be successful,” she said. “We can’t guarantee that, but we give you the crowd.” 

Kaiser Permanente served as the festival’s main medical provider. St. John’s Community Health sponsored Children’s World, where children played games while families received preventive care and information about follow-up services. 

St. John’s provided flu shots, fluoride treatments for children and clinic sign-ups for physical examinations. It also reported distributing more than 10,400 bags of diapers.

CBM hosted a booth as part of its California Black Health Journalism Project, a yearlong, solutions-oriented reporting initiative to advance health equity for Black Californians. 

Dr. Deidra Beckles, who practices family and internal medicine, and Adriana Westby-Trent, Ph.D., a licensed clinical psychologist, held “Ask the Doc” conversations. Both are with Divinely Restored Health & Wellness. The booth drew steady traffic as they answered attendees’ health questions. Visitors received a “Your Wellness Matters” T-shirt. 

The Sentinel promoted a developing jobs platform, inviting attendees to post resumes and connect with employers. Bakewell said about 350 people signed up along the boulevard. 

Three stages offered music for different generations. The Bakewell Media Sounds of the Soul Stage featured Thelma Houston, Switch and headliner Midnight Star. Tony Cornelius, son of “Soul Train” creator Don Cornelius, introduced Midnight Star and appeared with eight veteran dancers from the television show. 

 The Radio Free KJLH Music Stage featured Lucky Daye, Alex Isley, Allen Stone and Terisa Griffin. On the Brenda Marsh-Mitchell Gospel Stage, MAJOR. served as host and performer. The lineup included Deitrick Haddon, local choirs and a youth performing arts ensemble. 

During the festivities, ABC7 reported two stabbings and an hours long Los Angeles Police Department citywide tactical alert.  

Pam Bakewell said police told organizers the incidents occurred outside the festival boundaries. She said organizers are reviewing safety measures with security personnel and police. 

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