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Party in Pink Celebrates its Seventh Year

HUDSON VALLEY PRESS — Every year, the Zumba community comes together for Breast Cancer Awareness Month

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Some of the many area Zumba instructors who devoted their time and energies to Sunday’s “Party in Pink,” Zumbathon held in honor of Breast Cancer Awareness Month.

By Jennifer L. Warren

NEWBURGH – Virtually, any person you speak to has felt its painful effects. Whether they have been struggling with a diagnosis of it, lost a loved one to its wrath, or are thankfully a survivor, breast cancer has touched countless lives. As an increasing number of people are unfortunately receiving that unwelcomed diagnosis, the need for critical awareness of, as well as education on, this type of cancer has escalated as well.

Funds are in dire need to continue the research to troubleshoot it as well as support those and their families afflicted. And so, it is people like survivor, Maritza Calderon, who continue to do some of that legwork-figuratively and literally. For the seventh year, Calderon, a breast cancer survivor herself, held the “Party in Pink” event, a Zumbathon, at Newburgh’s Armory Unity Center Sunday afternoon, raising that priceless awareness, along with dire funding- $1800- that will be directly channeled for the second year to the Making Strides Campaign of the American Cancer Society. For close to three hours, participants rhythmically and joyfully swayed to an assortment of energetically-charged tunes, as they celebrated all the positives connected to helping such an important, widespread cause.

Participants in Sunday’s “Party in Pink” event enjoy themselves at the Zumba portion, aimed at raising awareness and funding for breast cancer at the Newburgh Armory Unity Center.

[/media-credit] Participants in Sunday’s “Party in Pink” event enjoy themselves at the Zumba portion, aimed at raising awareness and funding for breast cancer at the Newburgh Armory Unity Center.

“Every year, the Zumba community comes together for Breast Cancer Awareness Month, as so many have been affected by it in some way, and so many are passionate to find important, needed help for it,” explained Calderon ,also a longtime Zumba instructor, who joined about ten others on the front stage leading the dancing fun Sunday. “We do this to bring some joy and happiness to the breast cancer diagnosis.”

In addition to the heartfelt dancing moves evident all over the gym, there were also several vendors in attendance, selling their merchandise as well as also contributing some of those funds to the day’s cause. Whether it was clothing, soaps, beauty products, or sunglasses, much of it was adorned in the signature pink hue, and the vendors themselves also had a connection to breast cancer. Further, several raffles, offering a variety of gift items, donated by local businesses were offered, raising even more monies. Everywhere you turned, someone had a story, often very personal, that brought them to the event, desperately wanting to give their time and any help they could.

“This is my first year here, as I have done the Walk in Woodbury for Breast Cancer several years; however this year it’s now personal,” said Kori Rogers of the City of Newburgh, whose daughter Monet was diagnosed a couple of years ago at age 34. “She caught it early, in Stage 0, through self-examination, so she was very lucky; however even in Stage 0, she had to get four surgeries, so I’m here today in honor of her and all the women who are affected by it, and I’m excited to raise awareness while having fun and getting exercise.”

Poughkeepsie’s Sharon Brooks, one of the many Zumba Instructors on hand, also revealed her crucial need and sheer passion for being on hand to help her friend Calderon. “I love giving back to the community, and I know a lot of survivors,” said Brooks.” Early detection is the key as is awareness.”

While out on the dance floor and getting the Zumba dancing component kicked off, Calderon asked dancers to raise their hands on three separate occasions: if they currently had breast cancer, have survived it, and if they had lost someone to it. Nearly every hand in the crowded room went up in response to those queries, tangibly revealing the profound, widespread effects of this condition.

“We need to be aware,” said Calderon about breast cancer. “It’s just so important we get examined often and really take care of ourselves.”

This article originally appeared in the Hudson Valley Press. 
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Partnership Helps Patients Prepare for Medicaid Rules

ST. LOUIS AMERICAN — Affinia Healthcare and Employment Connection have partnered to assist patients in securing employment, training, or volunteer opportunities. This collaboration comes as new Medicaid work requirements are set to begin on January 1, 2027. These requirements will mandate certain adults to meet work, education, or community service criteria to maintain their coverage, though some exemptions may apply.

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Affinia Healthcare President and CEO Dr. Kendra Holmes is helping patients prepare for new Medicaid work requirements by connecting them with job, training and volunteer opportunities. Photo by Wiley Price I St. Louis American
Affinia Healthcare President and CEO Dr. Kendra Holmes is helping patients prepare for new Medicaid work requirements by connecting them with job, training and volunteer opportunities. Photo by Wiley Price I St. Louis American — Wiley Price I St. Louis American

Affinia Healthcare and Employment Connection are teaming up to help patients find jobs, training or volunteer opportunities as new Medicaid work requirements approach.

Beginning Jan. 1, 2027, certain adults will have to meet work, education or community service requirements to keep their coverage. Some patients may qualify for exemptions.

Patients seeking assistance can call Affinia Healthcare at 314-814-8700 and ask about the partnership. Affinia’s outreach team can help connect them with Employment Connection.

The post Partnership helps patients prepare for Medicaid rules appeared first on St. Louis American.

Based on reporting by St. Louis American.



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Black History

COMMENTARY: Being Frank: a Safe Place

MILWAUKEE TIMES WEEKLY — An African American male’s assertion that he feels safer in all-white environments prompts questions about safety within the African American community in 2026. The author explores whether African Americans seek out predominantly Black communities for safety or due to other factors, and if these communities genuinely offer a sense of security.

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COMMENTARY: Being Frank: a Safe Place

Is there a safe place for African Americans in the USA in 2026? What area or city can African Americans go to in order to feel safe and relax? This question came to me as I listened to an African American male talk about where he felt safe in a city. The answer to the previous question should be, “An area where other African Americans reside.” In today’s world, that statement might be a lie.

The African American man was adamant that when he visited another city, or even in his hometown, he felt safer in all-white environments. I listened to him and thought, “Is he right? Do I feel comfortable and safe around white people more so than African Americans?” I ended the conversation with the African American and continued thinking. “Has self-hate corrupted the African American mind to the point where they feel safer around those who have exploited them than themselves?” The question was so simple I had to laugh because the answer went straight to the root of the issues that plague the African American community. Many African Americans feel safer in predominantly white environments.

Many will argue that this is a broad statement and point to the makeup of the majority of cities that have a high number of African Americans. Yes, in a typical US city, it may seem that African Americans seek each other out. This is true, but are they seeking African American communities for safety, or because they cannot afford to live anywhere else? Are African Americans safe in the areas they live in that are majority African American? These are the questions where the answers can get uncomfortable.

There is no need to mention the crime rate in any so-called “African American Ghetto.” We all have heard the numbers and seen the actions that shock the world about African American interactions. The endless violence. The anger and aggression towards each other. The failing schools that are located in many African American communities. Are these factors that lead African Americans to feel safer around the people who created their misery? Is the seeking of safety around whites by African Americans even a sane act? I’ll let you answer these questions yourself.

We all know self-hatred is one of the main ingredients of the misery that shapes many African American communities. Yet, there is another ingredient that is often overlooked that gives the miasma a kick. Ignorance. Ignorance has become a mainstay in the African American community to the point where African Americans see it as the norm. Ignorance of self and lack of common sense have warped the mindset of many African Americans in the USA. Ignorance leads to a mental lack that keeps African Americans from understanding the issues they face. An ignorant person would run to the people who created their misery out of blindness, seeking safety. Doesn’t that sound like many African Americans in 2026?

African Americans should have overcome self-hatred and ignorance, with all the technological advances in modern society. That does not seem to be the case. The African American male mentioned earlier has a degree and uses technology daily for work and pleasure. Is he ignorant, or just being realistic in his assessment of the state of the African American community?
Are African Americans truly safe in all white environments? I won’t answer this because one common factor follows African Americans wherever they go. That common factor is themselves. If an ignorant, self-hating African American moves to White Heaven, they will still be who they are. In such cases, their ignorance and self-hatred may provoke the heavenly whites to attack on various levels. After all, who wants to be around someone who hates their own people, and self?

There will be no safe place for African Americans anywhere on the planet until they feel safe with what is looking back from the mirror. Until that day comes, White Heaven beckons.

Frank James IV © 2026
[email protected]

The opinions expressed in this editorial are those of the writer and not of the Milwaukee Times Weekly Newspaper or HT Group, LLC, its staff or management. “Being Frank” is a bi-weekly column exclusive to the Milwaukee Times Weekly Newspaper.

Based on reporting by Milwaukee Times Weekly.



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Hunger Crisis Hits One in Three Chicago Households

GARY CRUSADER — A new report reveals that over one in three Chicago households are struggling with food insecurity, with Black families experiencing the highest rates.

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Danielle K. Perry, vice president of Policy, Advocacy & Community Engagement for the Greater Chicago Food Depository, speaks at the Rainbow PUSH Coalition about new findings showing more than one-third of Chicago households are experiencing food insecurity and the impact of reductions of reductions in federal food assistance.
Danielle K. Perry, vice president of Policy, Advocacy & Community Engagement for the Greater Chicago Food Depository, speaks at the Rainbow PUSH Coalition about new findings showing more than one-third of Chicago households are experiencing food insecurity and the impact of reductions of reductions in federal food assistance.

Black households face highest food insecurity rate at 61 percentBy Chinta Strausberg

More than one in three Chicago households are struggling to consistently put enough food on the table, with Black families experiencing the highest rate of food insecurity as reductions in federal food assistance and rising living costs deepen the city’s hunger crisis.

The 2026 Hunger in Chicago Report found that 36 percent of Chicago households — approximately 417,000 — are food insecure. The crisis is substantially worse among Black households, 61 percent of which reported experiencing food insecurity, compared with 44 percent of Hispanic households and 14 percent of white households.

Families with children are also being hit particularly hard. Forty-seven percent of Chicago households with children reported food insecurity.

The Greater Chicago Food Depository partnered with NORC at the University of Chicago to conduct the survey in June. Nearly 1,200 Chicago adults participated in the probability-based survey designed to represent households across the city.

The findings come as hundreds of thousands of Illinois residents have lost access to the Supplemental Nutrition Assistance Program, or SNAP, following changes enacted under the federal tax and spending law signed by President Donald Trump on July 4, 2025.

Danielle K. Perry, vice president of Policy, Advocacy & Community Engagement for the Greater Chicago Food Depository, called the reductions in food assistance “devastating” during a recent appearance at the Rainbow PUSH Coalition and in an interview with the Crusader.

Perry said the combination of federal reductions and persistent affordability problems is forcing food banks and community organizations to reconsider how they reach families who increasingly need help.

The disparities revealed in the report are particularly significant for Chicago’s Black communities. In addition to the 61 percent food insecurity rate among Black households, 51 percent of South Side residents surveyed reported low or very low food security.

The report also challenges the assumption that hunger is primarily associated with unemployment.

Fifty-six percent of adults in food-insecure households were working but still struggled to afford enough food while paying for housing, utilities, health care and other necessities.

Thirty-one percent of Chicago households reported delaying, reducing or skipping payments on basic necessities such as utilities or medicine to afford food. Among food-insecure households, that figure climbed to 70 percent.

The findings illustrate what hunger advocates describe as a broader affordability crisis that cannot be addressed by food pantries alone.

Perry said federal policy changes have made that challenge more difficult.

The 2025 federal law expanded SNAP work-reporting requirements for some recipients and made other changes to the nation’s largest food assistance program. The Greater Chicago Food Depository has opposed the reductions and called for strengthening SNAP and other programs supporting families struggling with food costs.

Illinois has already experienced a sharp decline in SNAP participation. The number of Illinois residents receiving benefits fell 16

percent compared with 2025, dropping to nearly 1.6 million people as of June, according to state data.

For Perry, the consequences are already visible in Chicago neighborhoods.

Asked how the Food Depository plans to meet increased demand, Perry said the organization will continue monitoring where pantry use and food needs are growing so “the pantries in the communities that have the highest need are receiving the food they need.”

The organization will continue fundraising, seeking food donations from local grocers and purchasing food when necessary to help fill the gaps, Perry said.

Hunger Crisis Pic2

“We are considering all options to stand up in a moment of crisis and also to consider what is the food bank of the future,” Perry told the Crusader.

The Food Depository is also taking its work directly into neighborhoods through its Longest Communal Table events, where residents receive meals, learn about available resources and participate in conversations about solutions to hunger.

After Perry’s appearance at Rainbow PUSH, volunteers hosted a Longest Communal Table on South Kildare Avenue between West Madison Street and Washington Boulevard near New Mount Pilgrim Missionary Baptist Church, headed by the Rev. Dr. Marshall Hatch.

Perry said approximately 300 people received food while participating in conversations about ending hunger and learning where families can obtain free food.

Another Longest Communal Table is scheduled for Wednesday, September 30, from 5:30 p.m. to 7:30 p.m. between 65th and 66th streets in Ald. William Hall’s 6th Ward.

The neighborhood outreach comes as the report shows hundreds of thousands of Chicago households remain unable to meet their food needs, even when some assistance is available.

About 128,000 households, or 11 percent, are food insecure and receive no food assistance. Another 289,000 households, or 25 percent, receive assistance but still do not have enough food.

Approximately 124,000 households receive assistance and are considered food secure, while about 631,000 households meet their food needs without assistance.

The numbers underscore the limits of treating hunger solely as a question of food distribution. Families are being squeezed by grocery prices, housing, health care and other expenses while some forms of federal assistance have become harder to obtain.

For Black Chicago households, the report shows the burden is especially pronounced: nearly two-thirds of those surveyed experienced some level of food insecurity.

Perry said the Food Depository will continue expanding partnerships with neighborhood organizations and exploring ways to provide food in communities where access remains limited.

She said residents themselves must be the “driving forces” in determining how organizations respond.

For the Food Depository and its community partners, the challenge is both immediate and long term — getting food to families who need it today while addressing the economic and policy conditions contributing to hunger across Chicago.

Based on reporting by Gary Crusader.



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Black History

Doulas Are Helping Black California Moms Navigate Pregnancy–Even as High Mortality Rates Persist

In California, Black women experience the highest pregnancy-related mortality rate — about four times greater than other women, according to statistics. From 2021 to 2023, the leading causes of pregnancy-related deaths included cardiovascular disease, COVID-19, hemorrhage, sepsis, amniotic fluid embolism, and pulmonary embolism.

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Long Beach resident Cassandra Carter approached the birth of her daughter, Nyomi (pictured), last November with anxiety after losing twins. She is pictured here with her husband.
Long Beach resident Cassandra Carter approached the birth of her daughter, Nyomi (pictured), last November with anxiety after losing twins. She is pictured here with her husband.

After losing twins, Long Beach resident Cassandra Carter approached the birth of her daughter, Nyomi, last November with anxiety. She wanted support for herself and her husband, Adewole, that extended beyond routine medical care. 

“Getting pregnant as a Black woman, I wanted a team around me that made me feel safe,” she said. “I know all about the mishaps that Black women experience.”  

Carter, a therapist and self-described hippie, hired Yvette Perry, a doula and co-founder of Divine Birthing Services LLC in Lancaster. Perry helped Cassandra craft a detailed birth plan. 

“I was worried about postpartum depression. Mrs. Yvette knows a lot about how postpartum affects men as well,” Carter explained. 

Perry was present the day Nyomi was born. She held the baby when Carter or her husband needed a moment and even set up candles in the birthing suite.  

“Whatever I needed for my comfort, she was there,” Carter said of Perry. “She was there as an advocate and voice. I had a really serene birthing experience because I had someone extra who wasn’t tied to me as my family.”  

Perry, a doula for nearly six years, said preexisting conditions, poor communication and dismissive hospital care heighten health risks for Black mothers. 

“Sometimes, Black mommies are not being heard. They don’t know they have rights. They don’t know they can say, ‘no,’” Perry explained. “Doulas empower them. We are there to educate them.” 

Perry’s concerns reflect a broader public health crisis. According to the Centers for Disease Control and Prevention’s 2024 maternal mortality report, non-Hispanic Black women in the U.S. died from pregnancy-related causes at a rate of 44.8 deaths per 100,000 live births. 

In California, Black women experience the highest pregnancy-related mortality rate — about four times greater than other women, according to statistics. From 2021 to 2023, the leading causes of pregnancy-related deaths included cardiovascular disease, COVID-19, hemorrhage, sepsis, amniotic fluid embolism, and pulmonary embolism. 

The Centering Black Mothers in California report found that structural racism — including barriers to high-quality health care, and chronic stress— disproportionately harms Black women. 

In a statement to California Black Media (CBM), the California Department of Public Health (CDPH) said maternal mortality disparities stem from multiple factors. The department said addressing structural racism, listening to Black women’s experiences and reducing provider bias are key to closing the gap. 

California began covering doula care as a Medi-Cal benefit in 2023, providing eligible patients with support during pregnancy, childbirth and the postpartum period, according to CDPH.  

Whitney Dotson of Inglewood wanted an expert on pregnancy, labor, and delivery to guide her and her husband, Anthony, through the birth of their son, Anthony III. So, she hired Perry for doula support. 

“It’s always more comfortable when you can have a second opinion,” she said. “Knowing she was better versed in what the options were, made me more comfortable.” 

Dotson, 39, had a healthy pregnancy but faced recommendations common for expectant mothers over 35. Her doctor advised inducing labor at 39 weeks, but she hoped to carry to full term. 

“I wasn’t comfortable with that,” she admitted. 

Perry provided Dotson with information about induction guidelines and alternatives, helping her understand her options and communicate her preferences.  

Then, Dotson returned to her doctor. 

“I said, ‘I don’t want to — and this is why,’” she recalled. “He agreed and pushed the induction date back a week.” 

Perry also advised Anthony on how he could support his wife during and after the pregnancy and during Anthony III’s birth. She also reminded Dotson to change birthing positions — from her back to her hands and knees.  

Before Saveneh Martinez became a doula with Fierce Advocates in Contra Costa County, she was a new mom, uneducated on aspects of birth, which led to her first child, Colton, being placed in a Neonatal Intensive Care Unit. 

“I didn’t know my choices,” she said.   

Martinez called it “lifesaving” for expecting moms to have a doula.  

“It should be a medical right,” she said.  

California Perinatal Quality Care Collaborative (CPQCC) Senior Associate Medical Director Kimberly D. Gregory said research suggests that doulas decrease the pre-term birth rate and the likelihood of a C-section.  

“Having a doula is a proactive thing to do,” she said.  

Efforts are being made across the state to reduce maternal deaths.  

CDPH’s Title V Action Plan aims to reduce pregnancy-related deaths among Black birthing mothers from 49.7 to 42.3 per 100,000 live births by 2030 through improvements in patient-centered care, expanding community-based perinatal teams, and addressing the social factors that contribute to poor maternal health outcomes. 

CDPH’s Black Infant Health (BIH) Program and Perinatal Equity Initiative (PEI) have already begun to make headway.  

“BIH’s prenatal group model improves key intermediate outcomes for participants, including increased social support and empowerment, better stress management, reduced depressive symptoms and gains in health knowledge and behaviors such as safe sleep practices and reduced smoking,” the CDPH told CBM.  

“PEI’s early implementation results show progress across several participant-reported areas, such as improved birth experiences, breastfeeding initiation, and coparenting skills among fathers and partners,” the CDPH statement continued.  

Gregory said the California Pregnancy Associated Review Committee examines maternal deaths and develops guidelines to help hospitals improve care. One of its main recommendations focuses on how hospitals respond to hemorrhaging, a leading cause of pregnancy-related deaths. 

Gregory said CMQCC also created standard clinic care practices for cardiovascular disease and sepsis, two more drivers of maternal mortality, but widespread implementation across the state is pending.  

She noted that although there are 800 maternal deaths a year in the U.S., there are also 3.6 million births.  

“Most people will do well,” she said. “But you should know about complications like preterm birth. You should know about complications like diabetes, preeclampsia and postpartum depression.” 

Martinez said doulas help to make birthing the transformative experience that it is, instead of a routine clinical transaction. 

“Being able to feel heard, seen, safe, respected, and just being able to create spaces for them to be held as well,” she said.  

Supported by the California Health Care Foundation (CHCF), which works to ensure that people have access to the care they need, when they need it, at a price they can afford. Visit www.chcf.org to learn more.

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Black Press

On Your November Ballot: Prop 38 Would Allocate $8.4 Billion to Immunology and Immunotherapy Funding

“Yes on 38”, with the tagline “Californians for Life-Saving Immunology Research and Cures,” is leading the campaign for the support side of the proposition.

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California voters will decide in November whether Proposition (Prop) 38 should authorize substantial state funding for immunology and immunotherapy research.

The initiative would fund immunology and immunotherapy research aimed at harnessing the body’s immune system to develop new treatments, medical procedures and potential cures for diseases such as cancer, Alzheimer’s disease and heart disease.

More specifically, Prop 38, titled the Immunology and Immunotherapy Research Funding Initiative, is split into three main components that would go into effect if passed.

First, the initiative would authorize the state to issue $8.4 billion in general obligation bonds to support immunology and immunotherapy research. At least half of the bond proceeds, or $4.2 billion, would be dedicated exclusively to research.

Additionally, Prop 38 would make it mandatory for the state to enter into an agreement with a qualified nonprofit institute focused and dedicated to researching immunology and immunotherapy within 90 days of the initiative’s effective date. The research institute must be affiliated with the University of California. 

The third component mandates that the remaining bond revenue must be directed to California-based public and nonprofit medical institutions through a peer-reviewed grant process.  

“Yes on 38”, with the tagline “Californians for Life-Saving Immunology Research and Cures,” is leading the campaign for the support side of the proposition. 

Along with the campaign, organizations that have publicly supported the ballot initiative include the California Democratic Party, The ALS Association, Alzheimer’s treatment and advocacy organizations, California Black Health Network, Parkinson Association of Northern California and Reform California among others.

“California has an opportunity to accelerate lifesaving medical breakthroughs. Immunotherapies work differently than traditional treatments. Instead of attacking cells directly, they empower the body’s own immune system to recognize and stop disease. Today, these therapies are already treating certain cancers and chronic conditions — and researchers continue to expand what’s possible. This initiative invests in proven science so cures can move from the lab to patients faster,” said the campaign.

No on Proposition 38 is leading the campaign against the measure, with support from the League of Women Voters of California. Opponents argue that California cannot afford to assume $8.4 billion in debt for medical research that may not produce definitive results. They also object to directing more than half of the bond proceeds — $4.2 billion — to a single qualifying nonprofit research institute, arguing that funding decisions of this magnitude should be made through the state’s regular budget process.

“Medical research can save lives, but Prop 38 is the wrong way to fund it. It would authorize $8.4 billion in borrowing for immunology and immunotherapy research and require the state to make $500 million to $600 million in annual debt payments for about 20 years. Those payments would come from the General Fund, which also pays for schools, health care, and other public services,” the League of Women Voters of California said.

A “yes” vote would authorize $8.4 billion in state bonds to fund immunology and immunotherapy medical research.

A “no” vote would reject the proposed bond funding.

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Black Press

Two Looming Threats Every Alameda County Elder Should Know About

Federal changes enacted under H.R. 1 are bringing new eligibility, reporting, and coverage rules beginning in 2027. Although Californians age 65 and older and people with disabilities are exempt from the new 80-hour-per-month work requirement and will continue with annual rather than six-month renewals, that does not mean elders can ignore the coming changes.

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iStock.

Alameda County elders are urged to attend the Elder Justice Symposium at Oakland City Hall on Sept. 25, from 9 a.m. to 5 p.m., for information that could profoundly affect both their health care and the legacy they hope to leave their families.

For many older adults, a lifetime of hard work has produced two things they understandably want to protect: access to health care while they are living and the home, savings, and other assets they hope to pass to loved ones when they die.

Changes already underway in California make understanding how to protect both increasingly urgent.

The first threat involves Medi-Cal.

Federal changes enacted under H.R. 1 are bringing new eligibility, reporting, and coverage rules beginning in 2027. Although Californians age 65 and older and people with disabilities are exempt from the new 80-hour-per-month work requirement and will continue with annual rather than six-month renewals, that does not mean elders can ignore the coming changes.

California has already reinstated an asset test for certain Medi-Cal recipients age 65 and older, people with disabilities and those needing long-term care. Assets must be reported when applying or renewing coverage.

And another significant change is coming.

Beginning July 1, 2027, California says the Medi-Cal asset limit for affected beneficiaries will fall from $130,000 for one person to just $21,000, and to $31,000 for two people, with certain assets excluded and special rules applying in some circumstances.

There is more. Beginning Jan. 1, 2027, Medi-Cal’s retroactive coverage period will also shrink. For most beneficiaries outside the ACA expansion adult group, coverage of qualifying medical expenses incurred before application will be reduced from three months to two.

For an elder facing hospitalization, long-term care or an unexpected medical crisis, misunderstanding these rules could have enormous financial consequences.

The second threat concerns what happens to everything you worked so hard to acquire.

Many people believe, “I have a will and a living trust, so my family is protected.”

It may not be that simple.

An estate plan is only as effective as the way it has been structured, maintained and implemented. How assets are titled, whether a trust has actually been funded, beneficiary designations, Medi-Cal eligibility and long-term-care planning can all affect whether a person’s wishes are ultimately carried out.

A will by itself does not automatically avoid probate, and simply possessing trust documents does not mean every asset has been properly protected or positioned to pass as intended.

That is why elders should learn the rules before a medical crisis, incapacity or death makes planning far more difficult.

At the Elder Justice Symposium, experts will explain these changes in understandable language and discuss steps that elders and their families should consider now.

Attendees will have an opportunity to learn what questions to ask about Medi-Cal eligibility and renewals, asset limits, estate planning and protecting the legacy they intend for their families.

Do not assume the rules you learned years ago are still the rules governing you today.

Come to Oakland City Hall on Sept. 25, from 9 a.m. to 5 p.m.

Bring your questions. Bring your family. Most importantly, bring a willingness to prepare.

The decisions you make before these changes take full effect could profoundly affect your health care, your financial security, and what remains for the people you love.

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