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The Hidden Cost of Insurance Loyalty

Stop overpaying for your auto insurance. Learn why staying loyal to your carrier is costing you money and how to secure better rates in our latest episode.

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Auto insurance ranks among the highest ongoing costs of car ownership, and many drivers set a policy once and let it ride for years. In Season 2, Episode 1 of The Color of Our Money Is Green, Roosevelt Gist and co-host Roosevelt show why that habit costs real money and give you a clear plan to keep more of it.
You will hear why the National Association of Insurance Commissioners recommends comparing auto insurance quotes once a year, and which life events call for a fresh comparison: a renewal, a new vehicle, a move, marriage, or a new driver in the household. The hosts explain price optimization, the pricing practice that can factor customer loyalty into your premium, and how the California Department of Insurance restricts it. A yearly comparison quote keeps your carrier working to earn your business.
The episode also covers how deductibles and premiums move in opposite directions, why matching deductibles makes quotes comparable, and how to choose a deductible you can pay in an emergency. You will learn South Carolina’s 25/50/25 minimum liability requirement from the South Carolina Department of Insurance, why that minimum marks the legal floor, and why a conversation with a licensed agent belongs in every policy review. Discounts for bundling, a clean driving record, low mileage, and defensive driving courses round out the savings tips.
The Green Book Moment honors Durham, North Carolina’s Black Wall Street. North Carolina Mutual Life Insurance Company, founded in 1898, grew into the largest Black-owned business in America and insured Black families when many white-owned insurers refused them. The company entered liquidation in 2022 after more than a century of service. Mechanics and Farmers Bank, founded in 1907, still serves customers today.
Pull your declarations page, request three to five quotes with matching deductibles and limits, and ask every agent about discounts. Get your copy of “The Color of Our Money Is Green: A Buyer’s Guide to What Cars Actually Cost” at stan.store/RGist. Sponsored by AutoNetwork.com
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AutoNetwork helps serious car shoppers inspect any new vehicle online before walking into a dealership. I’m Roosevelt — I’ve been reviewing cars and shaping digital car buying and credit union auto leasing since before YouTube car reviews existed.
You’ll find detailed walkaround reviews, POV test drives, and buyer-focused breakdowns covering comfort, space, features, and real-world value.

How to use the channel:
Watch the walkaround of the car you’re considering
Visit AutoNetwork.com for the full review
Check CouponsOffersAndDeals.com for current dealer specials
Walk in already knowing what you want — and what it should cost

🌐 AutoNetwork.com
💰 CouponsOffersAndDeals.com
Affiliate disclosure: some links earn a small commission at no cost to you and help support the channel. Insta360 is one of those partners.

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NFN live presents Beyond IWDM 50 Podcast

The journey concludes tonight! Join our All Conveners Roundtable for the grand finale of the Beyond IWDM 50 podcast series as we unite to shape our legacy.

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🎙️ THE GRAND FINALE: WE CANNOT STOP NOW!

8 Weeks. 8 Conversations. 1 Movement Forward.

For the past two months, we have journeyed across regions and sectors for the “Road to Beyond IWDM 50” podcast series—charting our future, strengthening our communities, and building our legacy.

Tonight, for our monumental 8th and Final Week, we are bringing it all together!

Join us TONIGHT for an exclusive All Conveners Roundtable featuring all 7 regional and sector conveners united in vision and purpose:

Dr. Bashir Ali (National/Midwest)

Imam Tariq Abdul-Mu’min (Southern)

Imam Taalib Mahdi (New England)

Imam Salahuddin A. Muhammad (Mid-Atlantic)

Imam MujahidDeen Mohammed (Northeast)

Imam Omar Shakir (Southwest)

Imam J. Abdel Nurriddin (Domestic & International Affairs)

What are we building beyond IWDM 50, and how do we move from conversation to coordinated action? Find out live as our leadership reflects on the journey and lays out the blueprint for what’s next.

📅 DATE: Tonight, October 26, 2026

⏰ TIME: 7:00 PM – 8:00 PM EST

📺WHERE: Live on YouTube (@IWDM50)

Coming together is a beginning. Keeping together is progress. Working together is success. Drop your questions in the chat, share this post, and let’s finish this series strong!

#BeyondIWDM50 #ConvenersOfImams #CommunityBuilding #LeadershipSpotlight #RealConversationsLastingImpact #WeCannotStopNow

🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/4571578638008320

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Retrospectro Talks Viral Videos, Lean Squad, Music & More | Interview

Viral icon Niles Stewart breaks down his journey from LeanSquad meme fame to his latest transition into music. Discover how he shaped DMV media history.

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Washington Informer host interviewing music artist Retrospectro in a studio setting for a podcast discussion.

Niles Stewart has been a notable figure in the DMV’s evolving media and internet culture scene for over a decade, creating viral videos with his friend group LeanSquad, while becoming a longtime recognizable meme across the internet.

In this interview, he reflects on the viral moments that helped shape his career, his impact on DMV media and culture, and his transition into music as he continues to build his creative career.

Video Producer: Demarco Rush

Visit Us: www.washingtoninformer.com

About The Washington Informer:

Founded in 1964 by Dr. Calvin W. Rolark, The Washington Informer is an African American, woman-owned newspaper providing positive coverage of the Black community in Washington, D.C.

Follow Us on Social Media:

📸 Instagram: @washinformer
📘 Facebook: Washington Informer
🐦 Twitter: @WashInformer

#WIN #BeInformed #blacknews #BlackOwnedMedia #SupportBlackJournalists#BlackVoicesMatter #BlackMediaExcellence #BlackStorytelling #blackpress #BlackJournalistsMatter #washingtoninformer #DMVNews #DCMedia #blackownedbusiness #LocalBlackMedia #DMVVoices #BlackMediaDC #BlackWriters #AmplifyBlackVoices #BlackCreators #CommunityJournalism #letstalk #blackpress #win #beinformed #washingtoninformer #washinformer

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CBCF’s ALC 55 Recap | September 2026

Relive the highlights from CBCF’s 55th Annual Legislative Conference as leaders gathered in D.C. to discuss policy and the future of Black communities.

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Group of diverse leaders and attendees posing at the CBCF Annual Legislative Conference in Washington D.C. 2026.

The 55th Annual Legislative Conference brought lawmakers, community leaders, advocates and professionals together at the Walter E. Washington Convention Center in Washington, D.C., this past week for discussions on policy, civic engagement, economic opportunity and issues affecting Black communities.

Video Producer: Demarco Rush

Visit Us: www.washingtoninformer.com

About The Washington Informer:

Founded in 1964 by Dr. Calvin W. Rolark, The Washington Informer is an African American, woman-owned newspaper providing positive coverage of the Black community in Washington, D.C.

Follow Us on Social Media:

📸 Instagram: @washinformer
📘 Facebook: Washington Informer
🐦 Twitter: @WashInformer

#WIN #BeInformed #blacknews #BlackOwnedMedia #SupportBlackJournalists#BlackVoicesMatter #BlackMediaExcellence #BlackStorytelling #blackpress #BlackJournalistsMatter #washingtoninformer #DMVNews #DCMedia #blackownedbusiness #LocalBlackMedia #DMVVoices #BlackMediaDC #BlackWriters #AmplifyBlackVoices #BlackCreators #CommunityJournalism #letstalk #blackpress #win #beinformed #washingtoninformer #washinformer

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The Washington Informer Celebrates 62 Years | Recap

The Washington Informer celebrated 62 years of community storytelling with a special reception and photo exhibition at 11:Eleven Gallery. Watch the recap here.

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Washington Informer staff and community members celebrating at the newspaper's 62nd anniversary event recap.

Local leaders, community members and soulful live music filled 11:Eleven Gallery on October 16 as The Washington Informer marked 62 years with a reception and photo exhibition highlighting more than six decades of covering District life and culture.

Video Producer: Demarco Rush

Visit Us: www.washingtoninformer.com

About The Washington Informer:

Founded in 1964 by Dr. Calvin W. Rolark, The Washington Informer is an African American, woman-owned newspaper providing positive coverage of the Black community in Washington, D.C.

Follow Us on Social Media:

📸 Instagram: @washinformer
📘 Facebook: Washington Informer
🐦 Twitter: @WashInformer

#WIN #BeInformed #blacknews #BlackOwnedMedia #SupportBlackJournalists#BlackVoicesMatter #BlackMediaExcellence #BlackStorytelling #blackpress #BlackJournalistsMatter #washingtoninformer #DMVNews #DCMedia #blackownedbusiness #LocalBlackMedia #DMVVoices #BlackMediaDC #BlackWriters #AmplifyBlackVoices #BlackCreators #CommunityJournalism #letstalk #blackpress #win #beinformed #washingtoninformer #washinformer

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car reviews

Heated Seats & Sliding Window: Ultimate Truck Comfort #shorts

Experience ultimate truck comfort with heated seating and the convenience of a power-sliding rear window. See how these features upgrade your ride here.

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Close-up of a modern truck interior showing heated seat controls and a sliding rear window button for enhanced comfort.

🔗 Watch the full video: https://youtu.be/6sLjUP3UQfY
A heated seat that warms the upper back adds comfort, while the power-sliding rear window brings easy cabin convenience. See how it opens from inside. #AutoNetwork

🔗 Watch the full video: https://youtu.be/6sLjUP3UQfY

#HeatedSeats #TruckFeatures #CarComfort #SlidingWindow

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car reviews

Test Subaru’s 11.6-Inch Screen in REAL Daylight #shorts

Does Subaru’s 11.6-inch display hold up under direct sunlight? We put the screen to the test in real-world conditions to see if it’s actually usable on the road.

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Subaru 11.6-inch touchscreen interface being tested inside a vehicle cabin under bright daylight conditions.

🔗 Watch the full video: https://youtu.be/M5DLaJ1QTYs
Test Subaru’s 11.6-inch multimedia display where it matters: check map visibility and controls in natural light while parked. A screen can look very different outside the showroom. #AutoNetwork

🔗 Watch the full video: https://youtu.be/M5DLaJ1QTYs

#Subaru #AppleCarPlay #AndroidAuto #CarTech

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