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The cost of living is becoming a stronger magnet for smaller cities

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By Rob McManus

Choosing to live in a smaller city with a lower cost of living isn’t always an easy decision. You’ll feel more confident if you see how much you’ll save on food and transport. Never ignore such costs since they add up quickly and can make you spend more even if your rent is affordable.

According to the US Bureau of Labor Statistics, consumer prices went up by 3.5% in the last 12 months before June 2026. You might start searching for the most affordable states after feeling like your bills are becoming harder to keep up with each month.

How Do I Live on Very Little Money?

Set aside money for the most important bills instead of denying yourself everything you like. You might have money to spend on other things if you:

  • Find a cheap place to live and share it with someone else
  • Buy used furniture
  • Set a budget that you can follow

List what you absolutely need and what you can do without. It will make creating a family budget feel much easier.

Many people sign up for things using their credit cards to get free trials. You can easily forget to cancel for months.

Review your bills and check whether you’re paying for unnecessary things. Canceling these helps you avoid wasting money without knowing it. You should also try to make food using what you already have in your house instead of buying groceries every time.

Is $2,000 a Month Enough To Live On?

It depends on how much you pay for rent and the number of people who depend on your income. Living in a region like Hawaii can be quite costly because it’s the most expensive state when it comes to rent. People are having to pay an average of $2,399 a month, according to the World Population Review.

Earning $2000 while spending most of it on rent is stressful. You might not be able to save any money for emergencies. Look for affordable places to live based on your income.

Comparing Expenses Before Moving To Adjust to the Cost of Living

Once you find a cheaper place to live, you’ll be excited. It’s easy to overlook some things, thinking they won’t have a huge impact on your budget.

Never move before you estimate how much the decision will truly cost.

Transportation and Vehicle Shipping

Spending a lot of money on transportation eventually starts canceling out the amount you’re saving on housing. Estimate the fuel you’ll be using to go to:

  • School
  • Shop for groceries
  • Work
  • Doctor’s appointments
  • Run errands related to your business

Add up the cost of fuel and parking too.

Driving your car when moving to an entirely new state is tiring. The cost can also be quite high. Once you find a good vehicle shipping agent, they’ll bring the car to your driveway.

Consider such convenient services instead of fueling several cars to move them to your new home.

Housing

Focusing on the cost of rent only can cause you to feel frustrated when you have to pay bills you didn’t plan for at first. Use home budget tools to avoid mistakes. Always factor in:

  • Renters insurance
  • Property taxes if you choose to buy a home
  • Mortgage payments
  • Homeowners association fees

You might need to spend more money on closing a home and fixing it up when you move. Ask yourself if you’d rather rent instead.

Buying a newer home or one that’s well maintained will be a good option in case you plan to live there for years.

Food

Food prices will affect your budget even after you find a cheaper home. Walk through the local grocery shops to have a rough idea of how much food costs there. Check if there’s a huge difference in the prices of the items you use regularly in your home.

The household costs of two families living in the same area can look quite different. It all depends on their habits. If you often eat out, it’s good to know how much your favorite meals cost.

You can ask a few restaurants to send you their menus and use them to budget.

Frequently Asked Questions

Can Remote Work Make a Smaller City More Affordable?

Yes. If your employer offers remote work options, consider these when moving to a smaller city.

You might be able to earn a good salary while living somewhere with lower everyday prices. Thinking about these factors helps you decide:

  • How state taxes affect your income if you’re moving to a different one
  • If you’ll be able to keep up with the working hours
  • The costs of the items you need to start working from home

How Does Population Growth Affect Future Housing Costs?

The costs might go up when the demand for housing increases.

It can be devastating to move to a town because it’s cheap now, only for costs to rise significantly after just a few years. Find out what experts think of the population trends. Areas that have many new job opportunities and plenty of building activity are likely to have a higher cost of living soon.

How Can Weather Change Your Monthly Budget?

You might have to pay more for heating or cooling. When you move to an area that’s prone to severe storms, insurance costs often rise. You also need to set aside enough money for repairs.

Look for homes built to withstand the local weather to avoid recurring repairs after harsh seasons. A property with good insulation can lower your energy bills too.

Adapting to the Rising Cost of Living

Start enjoying a lower cost of living by moving into cities with cheaper housing. Ensure you also look at the bigger picture. When you factor in things like the fuel you’ll use and the cost of food, you’ll be able to make a better decision.

Hiring an agency to move your car instead of driving it lets you save on gas during a long-distance move. Only work with companies people trust.

It’s also important to ask yourself if the cost of living in the new location will change much in a few years. Get more money-saving tips on our page.



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Voter Education – Homeownership

Get informed about homeownership and voter education this Friday on WIN-TV! Tune in for valuable resources and important community conversations.

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Washington Informer's video on voter education about homeownership, showing diverse people looking at a house.

Friday, September 25 from NOON to 1 P.M., Let’s Talk on WIN-TV brings you conversations packed with information you can use!
🗳️ First up: Rev. George Gilbert discusses the newly launched Multi-State Voter Education, Mobilization and Protection Campaign and the importance of voter education and engagement.
🏡 Next: DCHFA joins us to share valuable homeownership resources and help DC residents better understand the programs and opportunities available to them.
And finally: A conversation with Author, Historian, Archaeologist Dr. Cheryl LaRoche
Three conversations. One powerful hour!
📺 Watch Let’s Talk Friday, September 25, from NOON to 1 P.M. on WIN-TV!
Community. Culture. Conversation. Connection.
Don’t miss it—tune in, get informed and share the broadcast!

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Black History

Doulas Are Helping Black California Moms Navigate Pregnancy–Even as High Mortality Rates Persist

In California, Black women experience the highest pregnancy-related mortality rate — about four times greater than other women, according to statistics. From 2021 to 2023, the leading causes of pregnancy-related deaths included cardiovascular disease, COVID-19, hemorrhage, sepsis, amniotic fluid embolism, and pulmonary embolism.

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Long Beach resident Cassandra Carter approached the birth of her daughter, Nyomi (pictured), last November with anxiety after losing twins. She is pictured here with her husband.
Long Beach resident Cassandra Carter approached the birth of her daughter, Nyomi (pictured), last November with anxiety after losing twins. She is pictured here with her husband.

After losing twins, Long Beach resident Cassandra Carter approached the birth of her daughter, Nyomi, last November with anxiety. She wanted support for herself and her husband, Adewole, that extended beyond routine medical care. 

“Getting pregnant as a Black woman, I wanted a team around me that made me feel safe,” she said. “I know all about the mishaps that Black women experience.”  

Carter, a therapist and self-described hippie, hired Yvette Perry, a doula and co-founder of Divine Birthing Services LLC in Lancaster. Perry helped Cassandra craft a detailed birth plan. 

“I was worried about postpartum depression. Mrs. Yvette knows a lot about how postpartum affects men as well,” Carter explained. 

Perry was present the day Nyomi was born. She held the baby when Carter or her husband needed a moment and even set up candles in the birthing suite.  

“Whatever I needed for my comfort, she was there,” Carter said of Perry. “She was there as an advocate and voice. I had a really serene birthing experience because I had someone extra who wasn’t tied to me as my family.”  

Perry, a doula for nearly six years, said preexisting conditions, poor communication and dismissive hospital care heighten health risks for Black mothers. 

“Sometimes, Black mommies are not being heard. They don’t know they have rights. They don’t know they can say, ‘no,’” Perry explained. “Doulas empower them. We are there to educate them.” 

Perry’s concerns reflect a broader public health crisis. According to the Centers for Disease Control and Prevention’s 2024 maternal mortality report, non-Hispanic Black women in the U.S. died from pregnancy-related causes at a rate of 44.8 deaths per 100,000 live births. 

In California, Black women experience the highest pregnancy-related mortality rate — about four times greater than other women, according to statistics. From 2021 to 2023, the leading causes of pregnancy-related deaths included cardiovascular disease, COVID-19, hemorrhage, sepsis, amniotic fluid embolism, and pulmonary embolism. 

The Centering Black Mothers in California report found that structural racism — including barriers to high-quality health care, and chronic stress— disproportionately harms Black women. 

In a statement to California Black Media (CBM), the California Department of Public Health (CDPH) said maternal mortality disparities stem from multiple factors. The department said addressing structural racism, listening to Black women’s experiences and reducing provider bias are key to closing the gap. 

California began covering doula care as a Medi-Cal benefit in 2023, providing eligible patients with support during pregnancy, childbirth and the postpartum period, according to CDPH.  

Whitney Dotson of Inglewood wanted an expert on pregnancy, labor, and delivery to guide her and her husband, Anthony, through the birth of their son, Anthony III. So, she hired Perry for doula support. 

“It’s always more comfortable when you can have a second opinion,” she said. “Knowing she was better versed in what the options were, made me more comfortable.” 

Dotson, 39, had a healthy pregnancy but faced recommendations common for expectant mothers over 35. Her doctor advised inducing labor at 39 weeks, but she hoped to carry to full term. 

“I wasn’t comfortable with that,” she admitted. 

Perry provided Dotson with information about induction guidelines and alternatives, helping her understand her options and communicate her preferences.  

Then, Dotson returned to her doctor. 

“I said, ‘I don’t want to — and this is why,’” she recalled. “He agreed and pushed the induction date back a week.” 

Perry also advised Anthony on how he could support his wife during and after the pregnancy and during Anthony III’s birth. She also reminded Dotson to change birthing positions — from her back to her hands and knees.  

Before Saveneh Martinez became a doula with Fierce Advocates in Contra Costa County, she was a new mom, uneducated on aspects of birth, which led to her first child, Colton, being placed in a Neonatal Intensive Care Unit. 

“I didn’t know my choices,” she said.   

Martinez called it “lifesaving” for expecting moms to have a doula.  

“It should be a medical right,” she said.  

California Perinatal Quality Care Collaborative (CPQCC) Senior Associate Medical Director Kimberly D. Gregory said research suggests that doulas decrease the pre-term birth rate and the likelihood of a C-section.  

“Having a doula is a proactive thing to do,” she said.  

Efforts are being made across the state to reduce maternal deaths.  

CDPH’s Title V Action Plan aims to reduce pregnancy-related deaths among Black birthing mothers from 49.7 to 42.3 per 100,000 live births by 2030 through improvements in patient-centered care, expanding community-based perinatal teams, and addressing the social factors that contribute to poor maternal health outcomes. 

CDPH’s Black Infant Health (BIH) Program and Perinatal Equity Initiative (PEI) have already begun to make headway.  

“BIH’s prenatal group model improves key intermediate outcomes for participants, including increased social support and empowerment, better stress management, reduced depressive symptoms and gains in health knowledge and behaviors such as safe sleep practices and reduced smoking,” the CDPH told CBM.  

“PEI’s early implementation results show progress across several participant-reported areas, such as improved birth experiences, breastfeeding initiation, and coparenting skills among fathers and partners,” the CDPH statement continued.  

Gregory said the California Pregnancy Associated Review Committee examines maternal deaths and develops guidelines to help hospitals improve care. One of its main recommendations focuses on how hospitals respond to hemorrhaging, a leading cause of pregnancy-related deaths. 

Gregory said CMQCC also created standard clinic care practices for cardiovascular disease and sepsis, two more drivers of maternal mortality, but widespread implementation across the state is pending.  

She noted that although there are 800 maternal deaths a year in the U.S., there are also 3.6 million births.  

“Most people will do well,” she said. “But you should know about complications like preterm birth. You should know about complications like diabetes, preeclampsia and postpartum depression.” 

Martinez said doulas help to make birthing the transformative experience that it is, instead of a routine clinical transaction. 

“Being able to feel heard, seen, safe, respected, and just being able to create spaces for them to be held as well,” she said.  

Supported by the California Health Care Foundation (CHCF), which works to ensure that people have access to the care they need, when they need it, at a price they can afford. Visit www.chcf.org to learn more.

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Headlines and Hotlines

Niele Anderson and Rodney Perry dive into the headlines demanding attention on the BlackPressUSA Morning Show. Get the context and conversation behind the news you need to know.

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BlackPressUSA TV's YouTube thumbnail for Headlines and Hotlines, featuring news anchors discussing current events.

BlackPressUSA Morning Show: Host Niele Anderson is joined by Rodney Perry for a closer look at the headlines demanding attention.

Watch BlackPressUSA Morning Show for the headlines, the context, and the conversation behind the news.

#BlackPressUSA #MorningShow #BlackNews #NieleAnderson #RodneyPerry

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Headlines and Hotlines 📱

Join Niele Anderson and Rodney Perry on the BlackPressUSA Morning Show as they dissect today’s hottest headlines and the conversations that matter. Get the context behind the news, right here.

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BlackPressUSA Morning Show: Host Niele Anderson is joined by Rodney Perry for a closer look at the headlines demanding attention.

Watch BlackPressUSA Morning Show for the headlines, the context, and the conversation behind the news.

#BlackPressUSA #MorningShow #BlackNews #NieleAnderson #RodneyPerry

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Headlines and Hotlines

Niele Anderson and Rodney Perry break down today’s hottest headlines on the BlackPressUSA Morning Show. Don’t miss the conversation behind the news!

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BlackPressUSA TV segment: Headlines and Hotlines discussing current events and important news topics.

BlackPressUSA Morning Show: Host Niele Anderson is joined by Rodney Perry for a closer look at the headlines demanding attention.

Watch BlackPressUSA Morning Show for the headlines, the context, and the conversation behind the news.

#BlackPressUSA #MorningShow #BlackNews #NieleAnderson

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Featured

Headlines and Hotlines 📱

Join Niele Anderson and Rodney Perry on the BlackPressUSA Morning Show as they break down today’s hottest headlines and the conversations behind them.

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BlackPressUSA Morning Show: Host Niele Anderson is joined by Rodney Perry for a closer look at the headlines demanding attention.

Watch BlackPressUSA Morning Show for the headlines, the context, and the conversation behind the news.

#BlackPressUSA #MorningShow #BlackNews #NieleAnderson

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