By Charlene Crowell NNPA Columnist With new car prices meeting or surpassing many consumers’ incomes, the vast majority of people finance their car purchases. On an...
By Charlene Crowell NNPA Columnist Amid stagnant wages, nagging underemployment and unemployment, many families continue to struggle with their finances. Some may even have wondered: “Will...
By Charlene Crowell NNPA Columnist With 19 of the nation’s banks annually selling $37 billion in charged-off debts, the absence of clear guidelines for banks...
By Charlene Crowell NNPA Columnist In just a few days, the debt trap at the core of small-dollar loans that come with triple digit interest rates...
By Charlene Crowell NNPA Columnist Consumers who maintain low and no cushions in their checking accounts may have thought that the overdraft “banking service” was a...
By Charlene Crowell NNPA Columnist Although the rate of foreclosures nationwide has declined by April, 694,000 homeowners were still in some form of foreclosure, according to...
By Charlene Crowell NNPA Columnist In recent days, many policymakers and analysts have noted the July 21 anniversary of the Consumer Financial Protection Bureau (CFPB)....
By Charlene Crowell NNPA Columnist For the second time in as many years, the Consumer Financial Protection Bureau (CFPB) has fined a major payday lender....
By Charlene Crowell NNPA Columnist Each year the Joint Center for Housing Studies at Harvard University assesses the nation’s housing outlook. The recently-released The State of the...
By Charlene Crowell NNPA Columnist You’ve probably heard the advertisements on urban radio urging consumers with at least $10,000 in debt to call a number right...
By Charlene Crowell NNPA Columnist When it comes to payday and other small-dollar, high-cost loans, many think of urban areas plastered with signage and neon...
By Charlene Crowell NNPA Columnist With outstanding student loans totaling more than $1trillion and still counting, the White House and Congress have proposed measures to ease...
By Charlene Crowell NNPA Columnist A Texas mayor could soon move from City Hall to the nation’s capital. On May 23, San Antonio native and...
By Charlene Crowell NNPA Columnist If there was one key lesson from the recession it is that financial services need effective regulation. It took billions...
By Charlene Crowell NNPA Columnist Scholars from several of the nation’s most-esteemed colleges and universities jointly concluded that the nation’s so-called housing “recovery” is bypassing...
By Charlene Crowell NNPA Columnist After waiting for more than a year for a hearing on a bill that would reform how small dollar loans operate,...
By Charlene Crowell NNPA Columnist Are you tired of complaining to family and friends about things you feel powerless to change? Or, as college costs continue...
By Charlene Crowell NNPA Columnist Are you or someone you know being pursued or harassed late into the evenings and on weekends by debt collectors? If...
By Charlene Crowell NNPA Columnists As graduation day nears for high school seniors, students and their families are also weighing choices for college and financial...
By Charlene Crowell NNPA Columnist As 21st Century employers continue to seek a highly-trained workforce, the marketable value of a college education has never been higher....
By Charlene Crowell NNPA Columnist In mid-March, the monitor for the National Mortgage Settlement announced that participating banks had completed terms of the agreement affecting...
By Charlene Crowell NNPA Columnist In an unconventional move, legislation designed to reshape the nation’s $10 trillion housing finance market was released on Sunday, March...
By Charlene Crowell NNPA Columnist As the nation’s trillion-dollar student debt continues to rise, a new analysis of public higher education’s funding finds dwindling state...
By Charlene Crowell NNPA Columnist Today, middle class households feel the same financial stress that low- and moderate-income families have borne for years, says new...
By Charlene Crowell NNPA Columnist In a February 19 speech before the nation’s largest association representing real estate finance, Steven Antonakes, Deputy Director of the...