Black Press
Hidden Car Crash Injuries Can Ruin Accident Insurance Claims Later
BLACKPRESSUSA NEWSWIRE — In accident-related insurance claims and personal injury cases, the term “causal link” refers to the direct connection between someone’s careless actions and the injury or harm suffered by another party. It proves that the injury resulted from another person’s carelessness or negligence. Since hidden car crash injuries don’t always show up right away, victims may not go for a medical checkup soon after the incident. It may take days, even weeks, for them to see a doctor. In this case, insurers may argue that the victim’s complaints (e.g., pain) are a result of another event, not the crash.
By Dax Janel Valencia
If you or someone you know has been in a recent auto accident, be aware that hidden car crash injuries can ruin accident insurance claims by invalidating initial statements and breaking direct causal links. Delays in injury discovery can also cause claimants to exceed stringent reporting time limits.
Understanding post-crash injuries, particularly the effects of “invisible” ones, is crucial for all road users, given the frequency of motor vehicle collisions. As the National Highway Traffic Safety Administration (NHTSA) notes, around six to seven million police-reported crashes occur each year.
What Are the Most Common Injuries From a Car Crash?
Most motor vehicle crash injuries are physical (visible or internal), but many others can be mental or psychological. Not all crashes result in injuries, but many do.
In 2024 alone, motor vehicle incidents led to 4.9 million medically consulted injuries, per the National Safety Council. They resulted in costs estimated at $559.3 billion. The term “medically consulted injuries” refers to injuries severe enough to warrant medical professional help.
Some specific examples of injuries resulting from MVCs include the following, as noted by this page exploring NYC auto accident attorneys:
- Abrasions
- Bruises
- Burns
- Bone or joint breakage or dislocation
- Internal bleeding
- Traumatic brain injury (TBI)
- Spinal cord injury
- Emotional distress
How Can Hidden Car Crash Injuries Ruin Accident Insurance Claims Later?
Hidden car crash injuries, which usually refer to internal physical injuries and psychological trauma, can ruin accident insurance claims later if not immediately:
- Discovered
- Documented
- Reported
The possibility of having these injuries with delayed signs and symptoms is a critical reason car crash victims should always get a medical checkup as soon as possible.
Invalidating Initial Statements
Since hidden car crash injuries may have delayed signs and symptoms, accident victims may release statements to the police or insurance companies shortly after the incident, saying they “feel fine” or are “unhurt.”
Insurers may use such statements against victims once they try to file a claim after their injuries finally show symptoms. They may argue that the injuries didn’t result from the crash, as the claimants said they felt fine or were unhurt.
Another way hidden car crash injuries can ruin claims is when a claimant fails to document exacerbating symptoms. Insurers may blame old injuries and say the auto accident isn’t behind their worsening pain.
Breaking the Direct Causal Link Between the Injury and the Crash
In accident-related insurance claims and personal injury cases, the term “causal link” refers to the direct connection between someone’s careless actions and the injury or harm suffered by another party. It proves that the injury resulted from another person’s carelessness or negligence.
Since hidden car crash injuries don’t always show up right away, victims may not go for a medical checkup soon after the incident. It may take days, even weeks, for them to see a doctor. In this case, insurers may argue that the victim’s complaints (e.g., pain) are a result of another event, not the crash.
Failing to go for a medical evaluation immediately after a motor vehicle crash can also lead to victims not having official proof of the connection between the accident and the hidden injury.
Exceeding Legal or Reporting Time Limits
Insurance companies often require claimants (both policyholders and third parties) to report accidents immediately. Some use vague terms like “as soon as reasonably practical,” while others may say “promptly.”
The exact timeframe varies across insurers, ranging from a few days to weeks (e.g., 24 to 72 hours or up to 30 days). Missing this “deadline,” which can happen due to delayed injury symptoms, may give insurers the leverage they need to deny a claim.
How To Minimize the Risk of Accident Insurance Claims Getting Denied
Gathering proof as soon as possible after a car accident can help victims minimize the risk of their claims getting denied.
One of the primary ways claimants can secure evidence is to call the police and have them file an official car accident report. Another is to take as many clear photos and videos of the incident, including:
- Vehicle damage
- Visible injuries
- Road signs
- The entire scene
Claimants should also collect the names, phone numbers, and insurance details of other involved drivers and witnesses. They should also consider getting a comprehensive health and medical checkup right away, within the same day, if possible.
Next is to notify insurance providers immediately, as specified in the policy. Just as crucial is to collect and secure all vital documents (e.g., hospital bills, repair estimates).
Consulting with an auto accident attorney can also help, as they can advocate for your rights and gather evidence on your behalf. They can help prove who was at fault and communicate with insurers to minimize the risk of claim denials or low-ball settlement offers.
Frequently Asked Questions
Do You Feel Pain in a Car Crash?
People may not always experience pain during and immediately after a car crash, often due to:
- Shock
- Adrenaline
- The type of injury
Shock and adrenaline may delay or temporarily block pain signals during a traumatic incident, dampening a person’s pain perception. Some types of injuries, particularly the “hidden,” internal kind like concussion, internal bleeding, or whiplash after a car crash, may not manifest immediately, either.
Once the effects of adrenaline and shock wear away, however, the pain will likely start and become more pronounced every passing hour.
Do Car Crash Injuries Only Result From Major Collisions?
No. People can sustain car crash injuries in minor collisions, such as low-speed crashes and fender-benders. Such incidents can cause painful soft-tissue damage, concussions, and whiplash.
It’s also crucial to note that failure to get prompt, adequate treatment for minor whiplash injuries can lead to long-term (chronic) effects. According to a study published in BMC Public Health in April 2026, a significant proportion of whiplash-associated disorders (WAD) lead to permanent medical impairment.
Seeking Professional Medical Help Immediately After a Crash
Hidden car crash injuries can ruin more than just accident insurance claims; they can also leave long-term physical and mental health concerns. Anyone involved in a road incident should, therefore, seek professional medical help immediately after the collision.
Get more related reads like this or stay up to date on the latest Black community events by exploring the rest of our platform.
Black Press
OP-ED: How Does Your State Rank for Pre-K?
BLACKPRESSUSA NEWSWIRE — “Other states should take note: Georgia proves that state-funded preschool with well-qualified teachers, pay parity with K-12, small classes, and strong continuous improvement systems can be scaled as a universal program,” said NIEER director Steve Barnett. “With new initiatives to support quality, Georgia can expect increased enrollment, but leaders should also actively promote increased enrollment.”
Georgia’s state-funded pre-k program for 4-year-olds was recently recognized as the largest state-funded preschool program in the nation to meet all 10 quality benchmarks, and the first universal program to do so. Georgia’s recognition is the top finding in the National Institute for Early Education Research’s new 2025 State of Preschool Yearbook. The yearbook provides an annual snapshot of state-funded preschool across the country. Forty-four states and the District of Columbia fund preschool programs.
Only five additional states meet all 10 of NIEER’s research-based benchmarks for quality —Alabama, Hawaii, Michigan, Mississippi, and Rhode Island—in this year’s report. None of those programs have the reach of Georgia Pre-K. NIEER’s benchmarks measure essential preschool quality indicators, including teacher qualifications, class sizes, early learning standards, and program assessments.
“Other states should take note: Georgia proves that state-funded preschool with well-qualified teachers, pay parity with K-12, small classes, and strong continuous improvement systems can be scaled as a universal program,” said NIEER director Steve Barnett. “With new initiatives to support quality, Georgia can expect increased enrollment, but leaders should also actively promote increased enrollment.”
Nationally, state support for preschool education hit record highs in enrollment and funding in 2024-2025. The pace of growth slowed, however, compared to the prior year, and many states continue to lag behind pre-pandemic enrollment levels. Preschool enrollment increased by 44,000 children nationally, reaching almost 1.8 million, including 37% of U.S. four-year-olds and 9% of three-year-olds. California, Colorado, Michigan, Minnesota, and Missouri contributed the most to increased enrollment, adding more than 52,000 new seats.
States spent nearly $14.4 billion on preschool in 2024-2025. Including federal and local dollars, total spending was almost $17.7 billion. Three states each spent more than $1 billion last year: California ($4.1 billion), New Jersey ($1.2 billion), and New York ($1 billion). Together, these three states account for 45% of all state preschool spending. Texas adds almost another $1 billion.
Spending increased by $434 million, or 3%, adjusted for inflation. Twenty-eight states increased preschool funding, including Michigan and New Jersey, which each added more than $100 million. “Not only does preschool access vary by which state a child happens to live in, but so does the quality of that preschool experience,” said Allison Friedman-Krauss, lead author of the report. “Only high-quality early care and education programs support children’s development enough to result in lasting academic and other gains that ultimately deliver savings for taxpayers.”
A record six states met all 10 of NIEER’s recommended quality standards, with Alabama doing so for the 20th consecutive year. Georgia joined this list this year after improving its teacher-to-child ratio from 1:11 to 1:10 and lowering maximum class sizes to 20. Several states met 9 of 10 benchmarks, including New Mexico, which is working toward universal access for both three- and four-year-olds. Once New Mexico requires all lead teachers to have a bachelor’s degree in early childhood education, it will be on par with Georgia in terms of both quality and quantity.
Not all states moved forward. Twenty states enrolled fewer preschoolers in 2024-2025 than the prior year, with enrollment dropping by more than 1,000 children in Arizona, Florida, New York, Ohio, Oklahoma, and Wisconsin. Seventeen states spent less on preschool than the prior year, adjusted for inflation, with Arizona, North Carolina, Oregon, and Texas seeing the largest percentage declines. Additional information about the State of Preschool Yearbook, including individual state profiles and maps, graphs, and state rankings, can be found at www.nieer.org.
Black Press
Leaders to Gather at African American History Museum for Voting Rights Call to Action
BLACKPRESSUSA—Rep. Jonathan L. Jackson, Bishop William J. Barber II, and a coalition of congressional, faith, and civil rights leaders gather Tuesday outside the National Museum of African American History and Culture, days after founding director Lonnie G. Bunch III announced his retirement. March On for Freedom 2026 National GOTV Bus Tour launches ahead of the 2026 midterms.
Black Press
Port of Oakland, Army Corps Sign Historic Harbor Design Agreement
OAKLAND POST — Oakland Port Commission President Stephanie Dominguez Walton called the agreement a historic milestone that will support thousands of jobs. “Today marks a historic occasion for the Port as we sign the inaugural Design Agreement for the Turning Basin Widening Project, which will keep Oakland competitive,” said Walton.
A $642 million project designed to accommodate larger cargo ships and strengthen the Port of Oakland’s position as a major Pacific trade gateway moved a significant step closer to construction on Aug. 27.
The U.S. Army Corps of Engineers (USACE) San Francisco District and the Port of Oakland commemorated the signing of the inaugural Design Agreement for the Oakland Harbor Turning Basins Widening Projectduring a ceremony aboard the USS Potomac, the presidential yacht once used by President Franklin D. Roosevelt.
The project will widen the Port’s Inner and Outer Harbor turning basins, allowing today’s increasingly larger and longer vessels more space to safely maneuver and turn around. The current basins are narrow, creating delays and operational inefficiencies.
Oakland Port Commission President Stephanie Dominguez Walton called the agreement a historic milestone that will support thousands of jobs.
“Today marks a historic occasion for the Port as we sign the inaugural Design Agreement for the Turning Basin Widening Project, which will keep Oakland competitive,” said Walton.
The agreement advances the project into its preconstruction engineering and design phase following years of planning and collaboration.
Lt. Col. Virginia Brickner, commander of the USACE San Francisco District, said the signing represented tangible progress toward construction.
“We are moving forward. We are showing progress,” Brickner said.
Major General Jason Kelly, USACE Deputy Commanding General for Civil and Emergency Operations, said dredging is critical for maritime dominance, supply chains, and economic competitiveness.
“Dredging sustains our national economic infrastructure,” he said. “The future demands more, the taxpayer deserves more, and together we’re going to deliver.”
For U.S. Representative Congresswoman Lateefah Simon (D-CA-12), the Port project will support jobs beyond its completion. “This will impact workers and businesses, and every shipping container represents multiple jobs.”
Oakland Mayor Barbara Lee described Oakland as a gateway to international markets and spoke on earlier efforts to deepen Oakland’s shipping channel to 50 feet. While serving in the California Legislature, Lee helped bring together labor, business, environmental advocates and Port officials to resolve disputes surrounding dredging and environmental protections.
“We want the Port to remain competitive economically,” Lee said, excited about both protecting the environment and generating sustainable jobs in the region. “We want to make sure that we create good-paying union jobs, and that the Port continues to not just survive, but thrive.”
Port of Oakland Executive Director Kristi McKenney said economic growth is dependent on investments in the Oakland Harbor’s infrastructure.
“This investment and staying competitive will fuel our economy for years to come,” said McKenney.
The Port of Oakland, with its partners, supports more than 98,000 regional jobs and $174 billion in annual economic activity. The Port oversees the Oakland Seaport, the Oakland San Francisco Bay Airport (OAK), and nearly 20 miles of waterfront, including Jack London Square.
Black Press
Democratic Clubs Interview Candidates for Oakland School Board
OAKLAND POST — For the first time, the interviews were jointly sponsored by the John George Democratic Club, Wellstone Democratic Renewal Club, Oakland East Bay Democratic Club, Black Women Organized for Political Action (BWOPA), Niagara Democratic Club, Block by Block Organizing Network and Oakland African American Chamber of Commerce.
Local Democratic clubs and community organizations interviewed candidates running for Oakland school board in the November elections, including incumbents Jennifer Brouhard in District 2, Mike Hutchinson in District 4 and Valarie Bachelor in District 6.
For the first time, the interviews were jointly sponsored by the John George Democratic Club, Wellstone Democratic Renewal Club, Oakland East Bay Democratic Club, Black Women Organized for Political Action (BWOPA), Niagara Democratic Club, Block by Block Organizing Network and Oakland African American Chamber of Commerce.
The Democratic clubs interviewed only registered Democrats.
John George and Wellstone endorsed Brouhard and Bachelor. Neither endorsed Hutchinson.
In District 4, Wellstone ranked Sylvia Pfeiffer Williams first and Kathryn Camp second. John George ranked Camp first and Williams second.
Hutchinson, an Oakland native and Oakland public schools graduate, highlighted his record.
“I was in board leadership and chaired the Budget and Finance Committee,” he said. “We passed balanced budgets and paid off the state loan early, which allowed us to finally leave state receivership after 22 years.”
Hutchinson said the district faces a financial crisis requiring changes in board leadership and district policies.
“We need a different majority so we can get back on track, end school closures, and manage our resources better,” he said.
Williams taught adult education in Oakland for 18 years.
Williams said her philosophy “comes from the disability justice world, to center the needs of the most vulnerable. When we center the needs of the most vulnerable, we create environments, systems, and learning experiences in which everyone can thrive.”
Williams framed potential school closures as an equity issue.
“Are we thinking about closing schools up in the hills?” she asked. “Or are we thinking about closing schools where communities are in crisis right now?”
Camp, a Bay Area native and Oakland resident of 25 years, has a son in second grade.
“Our kids are only getting one shot at a great education, and I’m running to bring pragmatic, student-centered leadership that restores trust, builds responsibility, and delivers results for every child,” she said.
On her website, Camp pledged accountability and transparency. “As a proud OUSD parent, I know our schools need more than promises – they need fiscal responsibility, equity, and meaningful action guided by long-term strategy,” she said.
“That means protecting classrooms, supporting teachers, using resources wisely, and making decisions that reflect clear priorities and real accountability,” said Camp. “It also means bringing people together and providing the kind of steady leadership that can navigate complex systems, ask hard questions, and stay grounded in what matters most: student outcomes, thriving schools, and a district that works for the communities it serves.”
Wellstone’s Education Committee said it opposed Hutchinson because he frequently challenged the board majority and superintendent.
“He also claims that the teachers’ contract is illegal that a grand jury should be called. He is not endorsed by the teachers’ union; he has been disruptive and non-collaborative at meetings,” and he has been absent 26% of the time, the committee said.
“He claims that the teachers’ contract is illegal and that a grand jury should be called,” the committee said. “He takes individual credit for accomplishments, including paying the state loan, when in fact these changes came from the work of the entire board, or were the result of following through on policy.”
Next week: District 6 school board candidates.
Black History
Nuna Phillips-McKee Celebrates 100 Years: ‘A Century of Faith, Family and God’s Amazing Grace!’
OAKLAND POST — Nuna’s life has been one of Christian service. A longtime member of Wings of Love Maranatha Ministries, now Incredible Church, she serves as director of Community Services and is actively involved in the church’s Food Ministries.
Nuna Phillips-McKee will reach an extraordinary milestone on Sept. 24 —her 100th
birthday, marking a century filled with faith, family, service, laughter and the amazing grace of God.
Born Sept. 14, 1926, in Oakland, Nuna has witnessed a world of change during her lifetime, yet the values that have guided her remain constant: a deep faith in God, devotion to family, a strong work ethic and a heart for serving others.
She enjoyed a distinguished career as a civil servant for more than 40 years, demonstrating the dedication, dependability and strength that have characterized so much of her life.
Nuna’s life has been one of Christian service. A longtime member of Wings of Love Maranatha Ministries, now Incredible Church, she serves as director of Community Services and is actively involved in the church’s Food Ministries.
Through the years, she has continued to help meet the needs of others—not merely with food, but with kindness, compassion and a genuine desire to serve. Her ministry reflects a simple principle by which she lives: when God blesses you, you bless others.
Nuna is the proud mother of one son, whose memory she carries in her heart, and the beloved grandmother of three grandchildren, as well as six great-grandchildren and one great-great-grandchild.
At 100, she has the rare blessing of seeing several generations of her family carrying forward a legacy that began long ago.
She remains the loving, intelligent, witty, and, when the occasion calls for it, delightfully sassy Nuna that her family and friends know so well. Her contagious laugh, quick wit and youthful spirit have endeared her to generations of relatives, church members and friends.
Nuna was born into the large and loving Phillips family of seven sisters and one brother, with bonds that formed in childhood and have remained precious throughout the decades. Their shared love, faith, and family traditions have continued to be a source of joy, strength and countless treasured memories.
As family and friends gather for this special occasion, they will celebrate far more than a number. They will celebrate 100 years of prayers prayed and answered; 100 years of lessons learned and wisdom shared; 100 years of family, faith, laughter and love; 100 years of serving God and serving others.
Most of all, they will celebrate a life that stands as a testimony to God’s faithfulness through every season.
Nuna’s century-long journey can be summed up in the words chosen to commemorate this remarkable occasion: “100 years of God’s amazing grace.”
Black Press
D.A. Ursula Jones Dickson: Terminix to Pay $3.15 Million Over Illegal Disposal of Pesticides, Customer Records
OAKLAND POST — District attorney investigators examining Terminix facilities throughout California between 2021 and 2024 found hundreds of pesticides and other hazardous-waste items that had allegedly been disposed of unlawfully, according to Jones Dickson’s office.
Alameda County District Attorney Ursula Jones Dickson announced a $3.15 million settlement with Terminix International Inc. and Rentokil North America Inc. over allegations that the pest control companies illegally disposed of pesticides and hazardous waste and mishandled confidential customer records.
The settlement was reached by Jones Dickson, 28 other California district attorneys and the Los Angeles city attorney. The companies are collectively identified as Terminix in the settlement.
District attorney investigators examining Terminix facilities throughout California between 2021 and 2024 found hundreds of pesticides and other hazardous-waste items that had allegedly been disposed of unlawfully, according to Jones Dickson’s office.
The investigation also found instances in which Terminix allegedly failed to properly manage and dispose of private customer records, violating California laws intended to protect confidential consumer information.
Terminix cooperated with prosecutors after being notified of the alleged violations, the district attorney’s office said. As part of the settlement, the company agreed to strengthen its policies and procedures governing the handling and disposal of pesticides, hazardous materials and customer records.
The new requirements are intended to prevent prohibited waste from being placed in ordinary trash receptacles or sent to facilities not authorized to receive it. Terminix must also improve safeguards for confidential customer information before records are discarded.
Terminix operates five Alameda County locations under the Terminix and Western Exterminator Company names. The facilities are located in Hayward, Pleasanton and Union City.
Alameda County will receive $160,000 from the statewide settlement for civil penalties and reimbursement of investigative costs.
The agreement resolves the prosecutors’ claims against the companies and requires Terminix to maintain stronger waste-management and privacy protections at its California operations.
Jones Dickson announced the settlement Sept. 4.
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