Roosevelt Gist exposes the monthly payment trap in Episode 3 of The Color of Our Money Is Green. This episode covers exactly how dealerships use monthly payment conversations to keep total transaction cost invisible, the four numbers every Black buyer calculates before any dealership visit, and four specific conversation redirects that keep total cost in view through every stage of the finance office transaction.
What You Learn in This Episode:     
• How the monthly payment trap exploits natural human financial thinking     
• Why longer loan terms cost significantly more in total interest    
 • The four numbers that give buyers complete financial visibility before signing     
• Four specific phrases that redirect monthly payment conversations toward total cost     
• How to calculate your personal maximum total of payments before any dealership visit
_______________________________________________________________
The Color of Our Money Is Green – Stan.Store/RGIST
_______________________________________________________________
AutoNetwork helps serious car shoppers inspect any new vehicle online before walking into a dealership. I’m Roosevelt — I’ve been reviewing cars and shaping digital car buying and credit union auto leasing since before YouTube car reviews existed.
You’ll find detailed walkaround reviews, POV test drives, and buyer-focused breakdowns covering comfort, space, features, and real-world value.
How to use the channel:

Watch the walkaround of the car you’re considering
Visit AutoNetwork.com for the full review
Check CouponsOffersAndDeals.com for current dealer specials
Walk in already knowing what you want — and what it should cost

🌐 AutoNetwork.com
💰 CouponsOffersAndDeals.com
Affiliate disclosure: some links earn a small commission at no cost to you and help support the channel. Insta360 is one of those partners.